Job Description

We are seeking a highly analytical and detail-oriented Borrowing Cost Analyst to join our European finance team. This role is responsible for all borrowing cost analysis across Europe, including structured forecasting and ad-hoc reporting. You will play a key part in supporting financial planning, regulatory compliance, and strategic decision-making.

Essential

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Strong communicator who can simplify complex financial analysis into actionable insights. Highly organized, proactive, and able to manage multiple priorities independently. Detail-driven with exceptional analytical and problem-solving skills. Advanced MS Office and financial modeling skills. Collaborative team player with a focus on continuous improvement. Eager to learn and take on additional responsibilities.

Desirable

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Experience in financial planning processes (forecasting, budgeting). Familiarity with financial planning systems (e.g., Anaplan). Understanding of treasury and debt instruments. Basic accounting knowledge. Knowledge of captive financing and strong business acumen.
The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favorable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability.

As part of our pre-employment checks process, successful candidates will be required to undergo a criminal record check. This will be conducted in line with the Rehabilitation of Offenders Act 1974 and applied only to unspent convictions.

If you are concerned about applying due to disability, please contact us; we're an inclusive team and would like to discuss what adjustments we can make to support your application.

This position is based in Dunton and it is expected the successful candidate will be able to attend the Dunton Campus for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.

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Borrowing Costs

Lead borrowing cost forecast in support of each Forecast, Budget and Business Plan Prepare borrowing cost related management information, including variance analysis to support monthly forecast and actual close review Perform monthly derivation of interest rates for FCE and FBG masternote programme Perform EUR pooling allocation of swap cost / income to FCE's EUR branches Support analysis to recover borrowing cost through pricing Support borrowing costs related scenario analysis for the FCE's ICAAP Support external disclosure on borrowing costs related information

Tax and Regulatory support

Lead FCE's intercompany billings of guarantee fees for guarantee of dealer lending Support regular repricing of FCE and FBG subordinated debt to ensure tax defensibility and support FCE and FBG's intercompany loan transactions Support location tax audits with the provision of relevant borrowing cost information, Support tax to maintain and enhance FCE's transfer pricing processes

Other

Support adhoc EFA tasks and projects as required Support the development of AnaPlan, a system that enables more efficient, controlled and agile financial analysis for borrowing costs and margin Support projects for structural changes or the implementation of new processes or systems * Support high standards of internal control, including supporting Controls Testing and GAO audits as applicable