Job Description

Profile


Who we are:


Triodos Bank is an award-winning organisation and one of Europe's leading sustainable banks, whose mission is to make money work for positive social, environmental, and cultural change. We finance companies, institutions and projects that add cultural value and benefit people and the environment, with the support of depositors and investors who want to encourage corporate social responsibility and a sustainable society.


We're a certified B Corporation, meaning that we are part of a community of businesses driving the shift to a new kind of economy, that is better for workers, better for communities and better for the environment.


The Opportunity - Purpose:


As the Business Banking Risk Manager, you will be responsible for providing both operational and strategic support to the Business Banking department. In this role, you will ensure the effective execution of business banking initiatives to enhance the customer journey, while driving compliance, growth, operational efficiency, and resilience throughout the department. This is a great opportunity to make a meaningful impact by shaping risk management practices and strengthening operational processes within Business Banking.


This role can be based in our Bristol, London, or Edinburgh office. Typically, you will be required to work from the office two days per week, with the option to work remotely on the other days.


Key responsibilities will require you to:


Act as the subject matter expert for first line risk management in Business Banking, ensuring regulatory compliance and advancing risk maturity.
Oversee and provide quality assurance for business banking risk management processes, including credit risk tools, sector risk analyses, and attestations.
Support, direct, and deliver Business Banking projects and initiatives, working closely with stakeholders to drive improvements in customer outcomes and operational efficiency.
Monitor and manage key management information (MI), including Vulnerable Customer data, Skills Matrix, and Operational Risk MI, ensuring appropriate actions are taken.
Coordinate and engage with training, competency, and development activities to satisfy regulatory requirements and support colleague capability.
Represent Business Banking at risk and governance forums, acting as a key contact for the First Line Risk & Resilience team and other relevant committees.
Maintain and review Business Banking policies, support audit and compliance actions, and provide input and challenge to wider policy development.
Collaborate with financial crime, client due diligence, and risk colleagues to ensure robust frameworks and clear roles in managing financial crime risk.


What We Are looking for:


We are seeking a proactive and knowledgeable individual with a strong background in risk management within the financial services sector, ideally with strong experience in business banking. You will have a solid understanding of business banking operations, coupled with the ability to navigate and interpret regulatory requirements. The ideal candidate will be an effective communicator and collaborator, able to influence stakeholders and drive projects forward in a dynamic environment.


Skills and experience required:


Experience in a first line risk-related role within financial services (preferable)
Strong understanding of business banking operations, processes, products, and services
Excellent stakeholder management, influencing, and communication skills
Strong analytical and problem-solving abilities
Knowledge of regulatory frameworks and compliance, particularly the PRA rule book (desirable)
Proven ability to manage multiple priorities and drive operational efficiency
Experience implementing projects in a financial services environment (desirable)
Offer


In return for your hard work and expertise, you will receive a competitive full time equivalent salary of between 48,000 and 64,000 depending on experience, plus access to our extensive benefits package, where most of our benefits are non-contributory.


Our benefits include:


Non-contributory pension scheme from your first day of 8% in year 1 and 10% from year 2 onwards
Life Assurance (worth 4 times basic pay)
Income Protection - 75% of basic pay after 13 weeks sick and following six months service
Private Medical Insurance with optional enhanced or HCP family coverage
A Health Cash Plan
Vitality Leave - After each 5 years of service, you will be able to take a sabbatical of up to 3 months. This benefit is then available after every 7 years of service thereafter.
27 days (Full Time Equivalent) annual leave plus bank holidays per annum increasing to 30 days after 2 years' service
A buy and sell holiday scheme of up to 5 days (Full Time Equivalent) up to maximum of 35 days total annual leave
5 days fully paid carers leave
A wellbeing allowance of 200 a year
1 Wellbeing Day
Free yoga classes
Co-worker retail discounts
Cycle to work scheme
Refer a Friend scheme
Colleague recognition voucher scheme


We are committed to diversity and inclusion and would therefore welcome applications for candidates from underrepresented and neurodiverse backgrounds. We value that receiving applications from candidates with diverse backgrounds is key in supporting our inclusive organisation to grow. We don't want to miss out on candidates who feel they don't exactly match the job description requirements, so if this is a role that sounds interesting to you, and you feel you could add value to the role please do apply. You could be exactly what we need!


Triodos reserve the right to close the vacancy once sufficient applications are received, so please do apply asap if this opportunity is of interest to you.


Want to know what our co-workers think about working at Triodos? Check out their stories at the link below.


30 years of Triodos Bank UK: the voices behind one of the UK's leading sustainable banks


Closing Date: 23/11/2025