This role will cover the North West and will be based out of our Manchester office
Job Purpose
Offer a sophisticated Commercial Banking service that caters to the unique needs of Real Estate individuals and businesses with an expected target client value of 3-10m (but not limited to this amount)
Develop and enhance relationships with both new to bank and existing Real Estate individuals and businesses
Provide effective lending to meet the needs of such clients, building a profitable and sustainable portfolio which contributes positively to the AL balance sheet
Work professionally and proactively to represent the Bank both externally and internally
Work closely with Private Bankers and, where appropriate, other Group businesses to encourage internal networks for the referral of business
Key Responsibilities
Primary relationship management responsibility for a portfolio of Real Estate clients, serving as their strategic partner in the bank and acting collaboratively with other team bankers to provide a gateway to other products and services
Meet new business development targets and ensure unwavering commitment to service excellence
Manage a portfolio of liabilities (specialising in the management of a loan book)
Develop and present business cases and initiate credit proposals that match financial solutions to your clients' needs
Overall responsibility for your own risk and regulatory performance as a key member of the banking team, including the client acquisition process
Manage and develop an extensive network of external business relationships and introducers to acquire, develop and service clients
Work proactively with the Director, Real Estate/Senior Commercial Banker to develop a strategic business plan for your area, including support in the development of Support staff.
C
ompliance
Complete all internal Compliance training
Follow the Bank's policies and procedures
Some First Line of Defense testing work as assigned to the job holder
Key Interfaces
Clients - and their representatives and advisers
Banking team - both locally and across the wider Commercial and Private Banking businesses
Director, Real Estate
Back Office departments including working closely with Credit, Compliance, Portfolio Control and the Operations departments
Person Specification
Knowledge/Experience
An understanding of Real Estate lending with knowledge across the financial services industry and of the sector
Experience in a client facing role would be beneficial
Ability to provide a very high level of client service and at all times keeping the client at the heart of everything we do
An appreciation of the regulatory requirements that the Bank must comply with, in particular an understanding of anti money laundering processes and criminal activity
General knowledge of products and services associated with the Commercial Sector
Multi-tasking capability
Ability to develop a network both internally and externally to mutually benefit the team and the Bank
Ability to work under pressure, deal with a heavy workload and deliver against deadlines
Good organsational skills and taking ownership for own work.
Being able to identify issues and raise them appropriately with Line Manager
High levels of accuracy requisite
A proven track record in developing new business and growing a portfolio of clients is preferred but not essential, however, showing an understanding of sources of business is key.
Fulfil the responsibilities required under the FCA's Certification Regimes, and Conduct Rules. The role will be a Certified Person under Regulatory rules.
Skills
Good Interpersonal skills including Networking, Negotiation, Presentation, Influencing and Collaboration
Awareness of the required Business Development skills
An understanding of risk analysis and credit report writing skills, incorporating the ability to present effectively to Credit Committee in a way that inspires confidence and credibility is preferred but not essential.
Competence with Microsoft Office, including Word, Excel and Powerpoint
Qualifications
A desire to work towards relevant Banking qualifications but this is not essential
Competencies
Business and Commercial Focus
Performance Focus
Planning & Reviewing
Team Working & Collaboration
Communication & Confidence
About Us
Life, Work and Benefits
Arbuthnot Latham is committed to equal-opportunities for all staff and candidates. We embrace inclusion & diversity and understand why they are critical for the success of our business and people.
Agile working
Competitive salary, pension & holiday allowance
BUPA Health cover
4x Life Assurance
Income Protection scheme
Discretionary bonus
Market leading maternity/paternity and menopause policies
Flexible benefits
Data Privacy and Reasonable adjustments
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