Job Description

is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a and to find the very best person for the job, we always look across a wide range of diverse .
Reporting into the Head of Regional Commercial Lending, you play a vital role in the future growth of Metro Bank through accountability for working within a Regional Commercial team to land and maintain a growing book of commercial lending customers, whilst adhering to regulatory requirements and the risk appetite of the bank.
What you will do:

• Grow the bank with the acquisition of new borrowing customers

• Develop and deliver your business plan, responding to internal risk challenges, external market challenges, and regulatory requirements
• Develop and maintain active and influential relationships with key market professionals and players, as Metro Bank's external face to the Commercial market (customers & professionals) building our brand and reputation in this key marketplace
• Manage all aspects of Risk, including Credit, Operational and Regulatory
• Manage, influence and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues
• Liaise with other internal stakeholders to deliver required propositions and pricing requirements, risk policies and reporting set and managed within appetites
• Be a role model for the Regional Commercial Team and Metro Bank when dealing with customers, intermediaries and colleagues

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.
What you will need:

• Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
• Proven track record of cashflow lending with specialist sector knowledge within commercial/debt advisory/banking environments
• Excellent credit underwriting skills, with a track record of lending to SMEs
• Track record in successfully building, maintaining and growing valuable commercial banking relationships
• Excellent negotiation skills with an ability to interact and influence senior/executive management internally and externally
• Experience as a Commercial Banking Director/Manager/ Business Developer or equivalent
• Experience on lending to trading business across sectors such as hospitality, leisure, manufacturing, logistics, food production, professional services etc.

Our promise to you...

• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
• We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

Important Footnote
Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet... why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!
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