Job Description

Job Advert

This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home.

Role Purpose

To be responsible for the allocation of work, motivation and monitoring of a team of Assistant Underwriters and Completion Officers, assisting Residential and Buy to Let mortgage underwriters with the packaging and processing of new applications through to completion, for a variety of first and second charge lending products.

Responsibilities:

Make lending decisions in line with Credit Risk Policy, Responsible Lending Policy and individual mandate level. Liaise with surveyors, solicitors, other lenders, brokers and consumers to gather the necessary documentation and information to meet lending requirements. Work alongside the Senior Management Team in Residential and BTL Underwriting to proactively drive the continuous development of an underwriting support and completions function. Manage the allocation of new residential and buy to let applications, diary tasks, special condition tasks, product transfer tasks and funds release tasks. Ensure that all tasks are processed within set service standards and in line with key performance indicators. Complete people management activity within the team, including monthly 1 to 1's, performance monitoring and objective reviews. Conduct regular first line quality checks and feedback results. Adhere to internal policy and regulatory requirements - FCA, PRA, AML, Prevention of Financial Crime, Data Protection etc

Skills and Experience sought:

Proven 3-5 year track record with a bank or non bank lender operating in the UK property markets providing investment financing solutions. Whilst not essential it would be helpful if the candidate also has experience in complex short-term lending/bridging secured on UK commercial property. Strong credit analysis

Equal Opportunities

We're an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. During the application process, you will be asked to complete an equality questionnaire on a voluntary basis and any data we collect will be treated confidentially and used for evaluation purposes. This will be for a period of 6 months or longer with your permission. This helps us understand our applicants so we can make sure we are doing everything we can to attract a diverse range of people and ensure our recruitment processes are fair and inclusive.