Job Description

Job post summary

Date posted:

5 November 2025

Pay:

From 80,000.00 per year

:

Introduction

We are seeking an experienced

Compliance Officer / Money Laundering Reporting Officer (SMF16/17)

to join our FCA-regulated non-bank financial services group.

This is a

senior, hands-on position

offering the opportunity to play a key role in ensuring the firm's compliance with regulatory and financial crime obligations. The successful candidate will be joining a

small, dynamic team

with a flat structure where adaptability and collaboration are essential.

Working closely with senior management, you will lead the firm's compliance and AML frameworks, promote a culture of integrity and accountability, and provide clear, pragmatic advice on regulatory matters.

The role encompasses both SMF16 (Compliance Oversight Function) and SMF17 (Money Laundering Reporting Officer) responsibilities.

Key Responsibilities (role specific):

Maintain and enhance the firm's compliance and AML/CTF frameworks in accordance with MiFIDPRU and other applicable regulations. Lead all aspects of the SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting Officer) functions. Support the firm's strategic objectives by providing timely, practical regulatory guidance to the business. Foster a robust culture of compliance and ethical conduct across the organisation. Coordinate and lead regular Compliance and Financial Crime Committee meetings, with the ability to appraise Senior Management on all pertinent compliance matters. Manage the BWRA processes including updates and ongoing assessment via the compliance monitoring plan linked to the BWRA.

SMF16 - Compliance Oversight Function

Review and update compliance policies and procedures to reflect evolving regulatory requirements and industry best practice. Oversee the compliance monitoring programme, including thematic reviews and ongoing oversight of business activities. Conduct regulatory horizon scanning to ensure early identification and implementation of new obligations. Manage incident reporting, investigations, and root cause analysis of compliance breaches. Prepare reports and present compliance findings and recommendations to senior management and relevant committees. Deliver compliance training and promote awareness throughout the business.

SMF17 - Money Laundering Reporting Officer Function

Maintain and enhance the firm's AML and financial crime prevention frameworks. Oversee transaction monitoring, customer due diligence (CDD), and enhanced due diligence (EDD) processes. Manage the submission of Suspicious Activity Reports (SARs) to the National Crime Agency (NCA) and liaise with relevant authorities as required. Conduct internal investigations into potential financial crime or AML breaches, ensuring appropriate remediation. Maintain accurate records of AML activities and ensure readiness for internal and external audits.

Daily Operations: (role specific)

Regulatory Compliance Oversight (SMF16)

Provide ongoing regulatory advice to the business, ensuring alignment with FCA, ESMA, and other applicable standards. Support the preparation and submission of regulatory reports and returns. Collaborate with internal teams to ensure that compliance requirements are embedded in day-to-day operations. Demonstrate flexibility in assisting with related business activities as required within a small firm environment.

Skills and Competencies

In-depth understanding of

MiFIDPRU

, AML/CTF, and financial crime frameworks. Demonstrated experience as an approved

SMF16 and/or SMF17

under the FCA's Senior Managers Regime. Strong analytical, decision-making, and problem-solving skills. Excellent written and verbal communication abilities, with the capacity to engage effectively with senior stakeholders and regulators. Pragmatic and solutions-oriented approach, with the ability to balance regulatory requirements with commercial objectives. Willingness to adopt a proactive and flexible approach, assisting colleagues across the business when required. Competent in using software related to transaction and compliance monitoring and sanctions and adverse media screening. Excellent skills in Excel, Powerpoint and Word.
If you meet the above requirements and are seeking a challenging and rewarding position within a small, collaborative firm, please submit your

CV and a cover letter

outlining your relevant SMF16/17 experience and current approval status.

Job Type: Full-time

Experience:

Leadership: 2 years (preferred) SMF 16 and/ or SMF17: 1 year (required) Regulatory reporting: 8 years (required) Compliance management: 8 years (required)
Job Type: Full-time

Pay: 80,000.00-120,000.00 per year

Benefits:

Company pension Work from home
Application question(s):

Have you attached a Cover Letter/ Email to explain your current or most recent SMF16/17 role? Have you previously been approved for an SMF16 and/or SMF17 role? (Applications without such experience may not be considered.)
Education:

Bachelor's (required)
Experience:

Compliance management: 8 years (required)
Work authorisation:

United Kingdom (required)
Work Location: Hybrid remote in London EC2M 3XD