Job Description

The Role
Default Risk Account Manager
Field-Based (South West and South of England)
37.5 hours per week (Monday - Friday 09:00 - 17:00)
35,000 - 40,000 plus company car
Accelerate your career with a company that leads the way!
NextGear Capital UK & Ireland, part of Cox Automotive, is the UK's leading provider of Stocking Plans for independent and franchised dealers. Since 2014, we've supported over 2,000 dealers, partnering with two-thirds of UK auctions and a wide network of wholesale sources.
We help dealers buy, manage, and sell vehicles more effectively with flexible, cost-efficient Stocking Plans tailored to their needs.
Why Join Us & What's In It For You?
As a Cox Automotive team member, you'll have access to a wide range of benefits, including exclusive discounts, cashback offers and our brilliant peer to peer recognition scheme. And there's even more to enjoy:

• Option to buy additional holiday days

• Your birthday off every year - paid

• One annual Well-Being Day for you to relax and recharge

• One paid Charity Day to give back and support a cause that matters to you

• Opportunities for career progression across the Cox Automotive network
• Competitive pension scheme

About The Role
Reporting to the Senior Risk Support Manager, this is a field-based role offering the flexibility of mainly remote working with occasional visits to our Chester Head office. You'll have the exciting opportunity to cover a wide patch across the South West and South of England from Penzance to Brighton and up to North West London. You'll need to be comfortable with travel, with occasional overnight stays and you'll play a key role supporting our dealer network across this diverse and dynamic area.
Your time will be spent:
40% Negotiating with and collecting from customers
40% Coaching, training and supporting dealers
20% Reporting and administration
This is a varied role where you'll combine negotiation skills, relationship-building, and risk management expertise to support our dealer network.
What You'll Be Doing
As a Default Risk Account Manager, you'll play a key role in protecting NextGear Capital's investment while supporting our dealer network. You'll assess dealer "health" by analysing risk indicators, stock positions and account performance, before collaborating with head office to decide the best course of action.
Your responsibilities will include:

• Risk assessment & decision-making - Evaluate accounts, determine whether to support, recover, or exit relationships, and report findings for collaborative decisions.
• Account recovery & resolution - Execute tailored action plans, from collections tactics to recovery strategies, ensuring the effective disposition of floored inventory where needed.
• Dealer coaching & rehabilitation - Re-educate and guide dealers back to compliance, focusing on sales administration and best practice to strengthen their performance.
• Collaboration - Work closely with office-based Risk teams and local field colleagues to deliver training, support, and account management strategies.
• This role combines analytical thinking, negotiation, and relationship management. From spotting early warning signs to driving resolution, you'll make a real impact on both dealer performance and our business success.

What We're Looking For
We're looking for a confident, driven professional who can combine risk management with relationship-building. To succeed in this role, you'll bring:

• Proven skills in negotiation, collections and resolving account issues.
• Experience conducting direct dealer collections on an assigned portfolio (field-based recovery experience is a plus).
• The ability to work remotely while maintaining open, proactive communication with office-based colleagues.
• Excellent organisational skills, with the ability to prioritise, plan dealer visits, and escalate issues when needed.
• Willingness and flexibility to travel extensively across the South West and South of England up to North West London, including overnight stays, early starts/late finishes when required).
• IT proficiency, especially in Microsoft Excel and Word.
• Confident communication skills - both verbal and written, with the ability to engage at all levels.
• A professional, enthusiastic approach with strong attention to detail.
• A collaborative mindset - a team player who is equally capable of working independently.
• Knowledge of the automotive industry would be advantageous, although not essential.

We're Committed to Inclusion
We are proud to be an inclusive and equal opportunity employer. We celebrate diversity in all its forms. We are a place where you can be you.
Ready To Join Our Team & Make A Difference?
Apply now and drive your career forward with one of the automotive industry's most trusted names.
STRICTLY NO AGENCIES PLEASE
We kindly ask that agencies do not contact us regarding this vacancy. We work with a carefully selected and trusted group of recruitment partners. We do not accept unsolicited CVs sent to the recruitment team or directly to a hiring manager. We will not be responsible for any fees related to unsolicited submissions.
Who we are
Cox Automotive is the world's largest automotive service organisation. We
provide dependable solutions that improve performance and profitability
throughout the vehicle lifecycle to manufacturers, fleets, and retailers.
Our businesses are organised around our customers' core needs across vehicle
solutions, mobility, remarketing, funding, and retail.
The Benefits
Testimonials
Aneliese Platts
Senior Designer "The people that work here are what sets Cox Automotive apart. We genuinely work as a team, and I feel the same level of support everywhere in the business. Working here is like a family away from home, but most importantly we have fun whilst doing it!"
Ann Fairbanks
Executive PA & Business Support "I wouldn't be where I am today without Cox Automotive. The company has real culture of learning, pushing the boundaries and making YOU better. It's all built on strong values that are more than just words, they're acted on every single day."
Gemma Hepple
National Operations Manager "In my nine years here, Cox Automotive has allowed me to learn, grow and hone my skills. There's a real commitment to inclusion and diversity and today I am proud to be in what was historically perceived to be a 'man's' role."