Job Description

End Date

Monday 20 October 2025

Salary Range

119,034 - 140,040

We support flexible working - click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Summary

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JOB TITLE:

Director Asset Optimisation

SALARY:

119,034 - 140,040

LOCATION(S):

London

HOURS:

Full time

WORKING PATTERN:

Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity

Asset Optimisation is a dynamic and fast-paced team within Group Corporate Treasury. The team supports the Group's strategic objective of delivering greater capital efficiency across the business through asset balance sheet optimisation activities.


In this role, you will collaborate closely with teams across the Group's business units to gain a deep understanding of the products they offer and the balance sheet constraints they face. Leveraging your technical expertise, you will identify and implement opportunities to address these constraints--enabling the businesses to continue to grow, thrive, and meet their strategic objectives. You will play a key role in connecting with stakeholders to assess how regulatory capital, stress testing, and accounting treatments impact overall Group performance.


We are looking for an individual who can optimise the balance sheet to support capital, leverage, and risk management objectives. It is essential that this person is familiar with financial risk metrics and understands the key drivers behind these measures.


Given that the role involves working with complex data and transactions, strong analytical skills are critical. While securitisation structuring experience would be advantageous, familiarity with technical accounting, regulatory interpretation, and the ability to challenge and navigate these areas are equally valuable.


Furthermore, we are keen to identify a candidate who can demonstrate leadership during times of challenge and ambiguity, exhibit strong stakeholder management skills and work effectively across functions.

Why Lloyds Banking Group

If you think all banks are the same, you'd be wrong. We're an innovative, fast-changing business that's shaping finance as a force for good. A bank that's empowering its people to innovate, explore possibilities and grow with purpose.

What you'll need

A strong understanding of the bank, its balance sheet and the key financial metrics impacting it A solution-driven mindset A consistent track record of building collaborative relationships and the ability to influence key partners Proven ability to deliver strategic and commercial outcomes through effective project management Excellent leadership capabilities, able to motivate, drive delivery and empower teams to deliver in line with our cultural values Highly motivated and delivery-focused Strong analytical skills Excellent written and verbal presentation skills A passion for improving processes, being able to prioritise and work at pace Confident communicator, capable of simplifying complexity for broad and senior audiences Expertise in securitisation, technical accounting, legal or regulatory interpretation is preferable

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.


We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.


We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.


We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.


We're passionate about giving you the opportunities to learn and continue to develop your career to achieve your potential whilst enjoying this dynamic and exciting role.

We also offer a wide-ranging benefits package, which includes:

A generous pension contribution of up to 15% An annual performance-related bonus Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies
If you're excited by the thought of becoming part of our team, get in touch!

We'd love to hear from you!

This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing 'significant harm' to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks




As a certified colleague your details will be published on the FCA's Financial Services Register




This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook




The Person ("P") performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.




If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.