Job Description

Take a step forward and let Edenred surprise you.
Every day, we deliver innovative solutions to improve the life of millions of people, connecting employees, companies, and merchants all around the world.
We know there are hundred ways for you to grow. With us, you will expand your skills in a multicultural, challenging, and dynamic environment.
Dare to join Edenred and get ready to thrive in a global company that will offer you endless opportunities.
Edenred is all about meritocracy. You come as you are, and you contribute. Indeed, the Edenred Group recognizes, recruits and develops all talents and singularities.
We are committed to preventing all forms of discrimination and to providing all our candidates with equal opportunities regardless of their gender and gender expression, disability, origin, religious belief and sexual orientation or any other criteria.
Financial Crime Analyst
2LoD - Financial Crime Unit

Hybrid - Swindon or London
Salary - Competitive + Bonus
This role is part of Prepay Technologies' (PPT's) Second Line of Defence (2LoD) Financial Crime Unit. The objective of the function is to provide independent oversight and assurance of Financial Crime activities undertaken by our operational Financial Crime First Line of Defence (1LoD) and Agents. In addition to this, ensure Prepay Technologies (PPT) maintains a robust Financial Crime framework which protects us, and our Agents from facilitating Financial Crime.
Financial Crime Analyst is a role key in assisting PPT and its Agents in ensuring that we deliver data driven insights and solutions to prevent Financial Crime and help our Agents grow their business in a safe and scalable manner. This is achieved by ensuring that PPT's regulatory compliance commitments are met as well as improving and enhancing of PPT's Financial Crime framework such as policies, procedures, or rules.
Accountable to
Financial Crime Manager
Key Working Relationships2LoD team members 1LoD EU compliance team Agents Product Managers

Key ResponsibilitiesEnsure 2LoD Financial Crime policies and procedures are maintained and updated to provide an effective Financial Crime framework. Remain vigilant to regulatory and industry updates which impacts PPT and contribute to sharing this information to 2LoD and internal stakeholders. To review Financial Crime escalations and take appropriate actions. i.e. Raise a SAR, Provide feedback to an Agent. Understanding of the Financial Crime tools/systems deployed by PPT to ensure effectiveness and assist with enhancements of new features as requested. Review exception requests to policy and propose recommendations to manager Work with the 2LoD to conduct assurance on 1LoD, maintaining high quality findings and proportionate actions. Assist in in the delivery of training for internal and external stakeholders Understand the key Financial Crime metrics and ensure that PPT's controls are providing the expected mitigation. Build positive and collaborative relationships internally and externally. Ensure customer screening/payment filtering for sanctions, PEPs and suspicious transactions are dealt with efficiently Assessment of systems and controls through gap analysis and continuous improvement Develop in depth knowledge of PPT's data sources and payment systems to gain insights into Agent's behaviour. Contribute to providing independent assurance over 1LoD activities, providing feedback on findings, and ensuring actions are closed in the agreed timeframes.

Skills & Behaviours
Role SpecificProficient experience in a financial crime role within an e-commerce or payments regulated organisation Ability to understand complex problems and rationalise these into data driven solutions. Experience of working under pressure, in an ever changing and challenging environment. Excellent analytical, organisational skills with the ability to manage workloads and deadlines. Experience in creating data dashboards and presentations. Effectively manipulates data from databases to building reports to a high standard. Not essential, but desirable: Experience in using SQL and writing complex database queries.

BehaviouralPromote culture of compliance within the organisation Proactive individual who is solution focused. Collaborative team player who is also able to work on independent tasks. Passionate about providing high levels of service to internal and external stakeholders Ability to deal with multiple priorities within agreed SLAs

Why Edenred PayTech?

We are a subsidiary of the Edenred group and leaders in prepaid solutions including banking, virtual cards, debit, credit, and prepaid processing.
As an Edenred PayTech employee you will get the support and structure that you need to enjoy your work and develop your career while doing what you love and making a difference in a fast-paced and innovative business.
What you will get:25 days annual leave plus Bank Holidays Hybrid working environment with a 3 days per week in the office Income protection Life insurance (4x salary) Wellbeing Employee Assistance Program (extended access to family members) Employee discount shopping platform Digital learning platform Complimentary fruit and other 'in office' snacks & refreshments Volunteering programme Social events Pension Scheme - employer 6% with minimum employee contribution 3% Discretionary bonus scheme based on company and personal performance Holiday trading scheme (buy or sell up to 5 days) Medical & international travel cover (leisure and action sports) Monthly gym allowance Employee referral bonus scheme Season ticket loan Cycle to Work scheme

Diversity:
Edenred PayTech are proud to be an equal opportunity employer. We will not discriminate against any applicant or employee based on age, race, colour, creed, religion, sex, sexual orientation, gender, gender identity or expression, national origin, citizenship, marital status or civil partnership/union status, disability, pregnancy, genetic information, or any other basis prohibited by applicable country or local law
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