Job Description

We are a London-based fintech company with a mindful approach to financial services. Operating under a FCA-approved Electronic Money Institution (EMI) license, MADFIN delivers card acquiring tailored for fast-moving, high-growth businesses. We are looking for experienced Financial Manager to join our rapidly growing team.

Responsibilities

Lead end-to-end reconciliation processes across international payment systems (Visa, Mastercard), acquiring banks, and financial partners. Monitor and verify incoming settlement reports; track actual fund receipts and ensure alignment with expected payouts. Ensure accurate and timely settlements to clients, partners, and internal accounts across multi-currency flows. Investigate and resolve discrepancies in transaction data, including chargebacks, fees, and rolling reserves. Maintain a reliable internal ledger aligned with external reports from PSPs and banking partners. Collaborate with finance, compliance, and tech teams to streamline billing and reconciliation processes. Support CFO in reporting, budgeting, financial forecasting, and preparation of investor-facing materials. Help to contribute to audits and implement internal controls ensuring financial data integrity and operational compliance. Drive automation initiatives and continuous improvement of financial workflows and tooling.

Requirements

3-5+ years of experience in Fintech, Payments, or Banking, ideally in billing, reconciliation, or treasury operations. Proven track record of working with international payment systems (Visa, Mastercard) and acquiring partners. Deep understanding of settlement cycles, client invoicing, chargebacks, reserves, and cross-border transactions. Strong analytical and Excel / Google Sheets skills; hands-on experience with reconciliation or ERP systems. Familiarity with financial controls, accounting standards, and transaction-level accuracy. High attention to detail and a structured, proactive approach to problem-solving. Fluent in English; clear written and verbal communication.

Benefits

Competitive salary based on your experience and contribution and performance-based bonuses Flexible working conditions (on-site Riga/hybrid) Additional paid Wellbeing Days -- take time for your personal needs, health check-ups, or simply to recharge Friendly and collaborative team -- we value transparency, initiative, and support each other Opportunity to grow together with the company and take on new responsibilities as we scale * Startup environment where your voice matters and ideas turn into features fast