Job Description

About us

Praetura Asset Finance are a consultant lender, here to help businesses survive, thrive and grow. We offer a range of flexible funding solutions to allow businesses to upgrade or invest in new equipment, or release cash from their existing assets.

Praetura Asset Finance is part of the Praetura Group, which was founded to provide growing and ambitious companies the funding they need to succeed. By bringing a diverse range of financial services together, we can support businesses as they scale, and their funding requirements change.

At Praetura, we know it takes more than just capital to build a great business. It takes funding on the right terms, with the support of people who've been there before. And that's what we try to provide - more than money.

About our Graduate Programme

To support you in the first year of the role, you'll take part in Praetura's development programme; Summit.

Summit provides vital skills for a career in Financial Services along with developing a great network with other Graduates across the group. You'll have the opportunity to complete a professional qualification, as well as take part in other internal and external coaching and training sessions to support your professional development.

We're looking for Graduates who are passionate about a long-term career in the Financial Services sector and who will live and breathe our values every day;

We do the right thing, we are courageous, we are authentic, we are humble, and, we care.

The Role

The Graduate Underwriter role would suit a graduate who has strong attention to detail. This role also involves building relationships with key internal and external stakeholders, so great interpersonal skills are crucial.

Key duties include but are not limited to:

Underwrite credit applications with skill and judgement and within devolved powers to maximise business opportunities with the minimum level of risk. Observe underwriting and monitoring of business introducer applications/relationships to ensure that the integrity and quality of third-party introducers and business that they introduce, meets with underwriting policy objectives. Train and develop your skills within the team so that you are able to develop and achieve quality and service standards in keeping with departmental objectives. Liaise with credit team on issues of default, fraud and documentation to ensure that company funds are safeguarded and risks minimised. Keep up to date with market and portfolio trends, products, economy, introducer base by completing training and development tasks set by line manager Observe and support in the completion of the control of credit facility reviews and ensure that they are processed on scheduled dates and in a timely manner. Undertake such tasks as may be necessary from time to time or as delegated by members of the management team.

Skills and competencies

Excellent attention to detail. Excellent telephone manner. Computer Literate. Numerate with analytical ability. Effective communicator. Customer Service focused. Team player Practical problem-solving competence. Ability to deliver quality outputs with agreed timescales.

What can we offer you?

Competitive salary plus discretionary yearly bonus. Company pension scheme. 25 days' holiday (plus bank holidays). Your birthday off. Private healthcare for you and your immediate dependents. Enhanced family friendly policies. Financial, physical and mental wellbeing support. Death in service insurance. Cycle 2 Work scheme. Techscheme (Currys PC World). Free parking. Free breakfast, drinks and snacks. Social events, including summer and Christmas parties. Mentoring opportunities. Plenty of learning opportunities; we're passionate about developing our people.
This is a full-time role based at our Blackburn office with a start date of January-February 2026. To be considered for a place on our graduate programme, please submit your CV.

Hear from our people about how Praetura provide More Than Money on our careers page -https://www.praetura.co.uk/careers/

At Praetura we understand everybody has different needs, and we are committed to being an inclusive employer. We have an equal opportunities policy, and it's important to us that everybody has the opportunity to perform at their best. So if you require any reasonable adjustments during the interview process please let the People team know in your application or by contacting apply@praetura.co.uk.

Job Types: Full-time, Permanent

Benefits:

Bereavement leave Casual dress Company events Company pension Cycle to work scheme Employee mentoring programme Enhanced maternity leave Enhanced paternity leave Financial planning services Health & wellbeing programme Life insurance On-site parking Paid volunteer time Private medical insurance Referral programme Sick pay
Application question(s):

Do you have reliable transport to commute to BB1 2QE?
Work Location: In person