Job Description

A BIT ABOUT FLOCK

At Flock we do insurance very differently. We're nearing 1 billion connected, insured miles.



Meaning our real-time, data-driven approach enables us to price connected vehicle insurance and assess risk better than ever before, giving fleet owners the insights they need to improve safety. We don't just pay claims; we help our customers prevent them. We now insure hundreds of fleets in the UK, including the likes of JLR and Amazon, as well as fleets that work for DPD, Uber and Bolt.

We've now raised over 50M and our goal is to become the leading insurance company for connected and autonomous vehicles, and we're building a world-class team to help us get there.

THE ROLE

This is a rare opportunity to shape the future of pricing and risk at one of the most innovative companies in commercial insurance. You'll work closely with Flock's leadership, Pricing, and product teams to define a bold vision for pricing and risk mitigation that directly supports our mission of making the world a quantifiably safer place. From aligning strategy with underwriting and embedding risk selection into sales processes, your work will sit at the heart of how we grow and win in competitive fleet markets

A LITTLE MORE ON WHAT YOU'LL BE DOING

You'll lead a small team, guiding them both technically and commercially. The role is hands-on and high-impact: you'll dive deep into models, validate others' work, explore new data sources, and build the risk management systems for the safety team. You'll expand our pricing capabilities into new markets, work closely with underwriting to communicate our approach, and help develop innovative solutions for emerging risks. You'll also collaborate with our tech and product teams to ensure your team has access to the data and tools they need to continuously refine our models and deliver value-added insights that help customers operate more safely.

WHAT YOU'll BRING TO FLOCK

ESSENTIAL

You've worked in technical insurance pricing roles for 6+ years. You have a strong understanding of well established insurance pricing practices at both product and portfolio levels. You are a fully qualified actuary. You can clearly communicate with both technical and business stakeholders. You understand the language our actuaries and data scientists speak, and can clearly articulate complex technical concepts to the non-technical part of the business, and our insurers. You are able to review individual risks and provide an independent assessment of the risk to our insurance partners Underwriting and Actuarial teams. You have a deep understanding of the latest data analytics techniques. You've led teams or individuals in the past, and those reporting to you don't just see you as a good manager, but as a great mentor. You are able to help people grow, not just technically but also commercially. You can think strategically while rolling your sleeves and diving into models. You know when to think long term, and articulate multi-year strategy plans, but you're also able to write new algorithms, or thoroughly scrutinise models created by other actuaries. You can understand code, are able to read through algorithms written by other actuaries or data scientists and identify issues or gaps.

PREFERABLE

You've built production- level algorithm systems before, and have gone through the challenges of structuring a model to work with real time data, or optimising computing processes required to run such models. You can code, no matter if it is in Java Script, Python or R, and can review code written by others even if it is not in the languages you are proficient in. You have worked in the motor space, and have experience building models with telematics data. You've built innovative insurance products before, and are proficient with short-term, flexible insurance products You have a deep knowledge of new AI and machine learning techniques and have built models that are able to learn from real-time data feeds. Have worked with underwriters to achieve Delegated Underwriting Status, and understand the process of educating carriers to accept your pricing model.

WHAT WE OFFER (in addition to a competitive salary)

Participation in Flock's Share Option Scheme uD83EuDDEC 25 days of holiday (+ Bank Holidays) uD83CuDFD6 Workplace Pension uD83DuDCB0 Private Medical Insurance uD83CuDFE9 (including Optical uD83DuDC53, Dental uD83EuDDB7 & Mental Health uD83DuDC86? ?) Various Salary Sacrifice Schemes - Workplace Nursery, Holiday Purchase, Tech, Gym, Cycle to Work, Electric Vehicle, Private Medical Insurance for families uD83DuDCB5 Enhanced Parental Leave and Pay uD83DuDC23 1000 toward relevant professional qualifications uD83CuDF93 500 per annum towards learning and development uD83CuDF31 3 days paid leave for L&D purposes uD83CuDF3B


At Flock, we typically follow a hybrid working model involving a minimum of 3 days per week spent in the office, which is based in Central London, a few minutes walk from Moorgate and Liverpool Street.

ONE LAST THING..

Authenticity is important to us. We value the unique qualities and experiences you bring. So if you apply, just be your genuine self. It's who we want!