Job Description

Overview

We are seeking an experienced and strategic Head of Risk & Portfolio Management to lead our risk management initiatives within the organisation across both credit risk and other risks.

This senior leadership role will involve overseeing the identification, assessment, and mitigation of risks that could impact our lending operations.

The ideal candidate will possess a strong background in risk management in Asset Based Lending and demonstrate exceptional relationship management skills to collaborate effectively with our clients, operations team and other stakeholders.

Responsibilities

Take overall responsibility for Risk and Portfolio Management. This will include monitoring of credit risk, financial performance, collateral performance and covenant compliance of clients as well as leading related client communications. Key activities will include analysis of financial statements and management reports, management meetings and review of third-party data. Build and lead a high-performing Relationship/Portfolio Management team responsible for client management, risk analytics and portfolio oversight. Development of policies & procedures for monitoring and reporting of portfolio exposures, tracking financial performance and covenant compliance. Support the new business process and transaction execution by assisting with onboarding of clients, including negotiation of legal documentation. Serve as a member of ALL Capital's Investment Committee. Work closely with finance, operations, and our Investor's Asset Management team to ensure data integrity and cohesive reporting. Design, development, implementation, and continuous improvement of a comprehensive risk management framework tailored to our ABL Led lending business. This will initially require review of existing policies & procedures, gap analysis, identification and assessment of risks and development of efficient mitigants and working practices to address them (including via automation where possible). Liaise with the Compliance Officer/MLRO to ensure compliance with regulations. Collaborate with senior management to integrate risk management strategies into business planning and decision-making processes. Monitor economic factors that may affect the organisation's risk profile. Develop risk reporting and share findings with the senior leadership team. Foster a culture of risk awareness throughout the organisation by providing training and guidance to staff. Maintain relationships with external stakeholders, including investors and industry bodies.

Skills

Proven experience in Asset Based Lending, with a strong understanding of financial management principles. Excellent relationship management skills, capable of engaging effectively with stakeholders. Proficiency in risk management across credit risk, legal risk and other operational risks. Strong analytical skills with the ability to interpret complex data and make informed decisions. Exceptional communication skills, both written and verbal, to convey risk-related information clearly. Ability to work under pressure while maintaining attention to detail in a fast-paced environment. Experience of process automation and lean process creation is highly desirable.
This role offers an exciting opportunity for a proactive leader to shape our risk management strategy and contribute significantly to our organisational success.

Job Type: Full-time

Pay: 100,000.00-125,000.00 per year

Additional pay:

Performance bonus
Benefits:

Bereavement leave Enhanced maternity leave Enhanced paternity leave Health & wellbeing programme Life insurance On-site parking Private dental insurance Private medical insurance
Schedule:

Monday to Friday
Work Location: Hybrid remote in Leatherhead KT22 9HD

Application deadline: 15/06/2025
Reference ID: Head of Risk & Portfolio Management.