Job Description

About Us

We're

Incard

, building the

Financial Operating System for digital entrepreneurs

.


Our vision is to make finance work the way your business does -- not the other way around. With Incard, you can

customize your financial stack

through

industry-specific features

,

AI-driven insights

, and an

App Store inside your bank

. Whether you run a D2C brand, a digital agency, or an online business, Incard adapts to your unique financial workflows.


We're rethinking financial infrastructure from the ground up: one that's

modular, intelligent, and built for compliance by design

.


From spend management and cashflow automation to integrated rewards and multi-currency accounts, everything works together seamlessly to help you save time, stay compliant, and scale globally.


Just as Apple redefined personal tech, we're redefining business finance:

flexible, powerful, and built around you.

Who We're Looking For

-------------------------


We're looking for a

Lead Backend Engineer

to own Incard's

Analytics & Integrations

domain.


You'll lead the squad responsible for

financial data ingestion, analytics architecture, and integrations

with e-commerce platforms, banks, PSPs, and third-party services. This role sits at the core of how data flows through Incard, powering dashboards, insights, forecasting, and AI-driven features.


This is a

high-impact, systems-heavy role

ideal for a backend leader who enjoys

data correctness, scale, and developer-grade APIs

.

What You'll Do

------------------

Own the Analytics & Integrations Domain

Act as the

technical owner

for analytics pipelines and external integrations Design and operate systems that ingest, normalise, and expose financial data Own domain boundaries, schemas, and long-term data architecture

System Design & Architecture

Architect scalable, distributed systems using

Elixir and TypeScript

Design high-throughput ingestion pipelines for e-commerce, banks, and PSPs Build analytics-ready data models and performant query patterns using

SQL

Design APIs that are predictable, composable, and developer-friendly

Team Leadership & Delivery Ownership

Lead and manage a squad of

up to 5 backend engineers

Own your team's

tickets, delivery, and code quality

Run

daily stand-ups

and drive execution within the squad While priorities are shaped with the Tech Lead, CTO, and Product Owner, you own

day-to-day task management and delivery

Maintain high engineering standards through reviews, mentoring, and hands-on leadership

Execution & Delivery

Lead backend delivery from design to production Break down complex initiatives into clear technical plans and milestones Support engineers with fast decisions, architectural guidance, and unblockers Ensure features ship reliably without sacrificing correctness or performance

Reliability, Data Quality & Observability

Ensure data accuracy, consistency, and traceability across pipelines Build safeguards around retries, idempotency, backfills, and reconciliation Design observability around ingestion lag, data freshness, and correctness Partner closely with Product, Data, and AI teams to ensure analytics fitness

Collaboration & Influence

Collaborate closely with Product Owners, Frontend, Mobile, Data, and AI teams Represent the Analytics & Integrations domain in technical discussions Contribute to shared backend standards, tooling, and long-term architecture

What We're Looking For

--------------------------

7+ years of backend engineering experience, including leadership responsibilities Strong experience with

Elixir

and

TypeScript

in production systems High proficiency in

SQL

and data modelling for analytics workloads Proven experience architecting

scalable, distributed systems

Experience building integrations with external APIs (e-commerce, banks, PSPs, SaaS) Strong understanding of data pipelines, ingestion patterns, and API design Ability to design systems engineers trust and product teams can build on Clear communicator who aligns engineering, product, and stakeholders

Nice to Have

Experience with event-driven architectures or stream processing Experience with financial analytics or accounting data Familiarity with data warehouses or OLAP patterns Experience designing public or partner-facing APIs

Mindset We Look For

-----------------------

Owner mentality

-- you treat data and integrations as core infrastructure Obsession with data quality, correctness, and long-term maintainability Pragmatic architect -- strong opinions, loosely held Calm under pressure when pipelines or integrations fail Low ego, high standards, and strong collaboration instincts Startup DNA -- bias to action, accountability, no bureaucracy

Why Join Us

---------------


We're not just building a product -- we're building a new way for digital businesses to operate financially.

Hybrid work -- join us in our London office at least 2 days a week Global mindset -- our team is part French, British, Italian, Asian, Polish, and Ukrainian. You get the idea. Career growth without limits -- deepen your craft, own critical systems, and grow your impact Modern, opinionated technical stack with room to influence decisions EUR500/month co-working support if you prefer your own setup Stock options -- we can't promise a fortune, but we're giving it our all 28+ vacation days per year, plus your birthday off Global health insurance and unlimited paid sick leave Work with top talent from anywhere, not just within a 1-hour commute * Support for reinvention -- people evolve, and careers should too