Job Description

OakNorth is a profitable business that has supported the growth of thousands, of entrepreneurs with a new standard of business lending.

We are looking for people to lead our engineering teams in building upon this success, as we grow to play a key part in redefining the future of business banking with next generation financial tools and products.

As a Lead Engineer you will be responsible for maintaining a high standard of technical excellence, keeping processes lean and efficient, and helping team members grow and develop their career.

Personal Savings mission is to deliver exceptional savings solutions that combine customer-centric innovation, operational excellence, and long-term low-risk wealth generation. Our vision is to establish OakNorth Personal Savings as the leading choice for savers seeking trust, value, and convenience, underpinned by our scalable, customer-first platform.

Team Mission

+ Own the domain like payments, transactions, FinCrime, including the design, creation, and lifecycle of financial products, ensuring they are compliant, scalable, and seamlessly integrated with the ledger and third-party systems. + Manage our ledger, covering its integration, data integrity, and technical migrations, while maintaining a close partnership with the business, operations and finance teams.
+ Build resilient, event-driven systems that ensure data consistency and traceability across internal platforms and external services.
+ Support financial and regulatory reporting, including reconciliations and compliance obligations such as FSCS.
+ Provide the systems and data models that ensure auditability, accuracy, and trust, from customer balances to external reports.

The role

+ Lead a squad of 4-6 Engineers. + Responsible for technical delivery and ensuring the squad understands and focuses on the goal.
+ Design resilient, scalable solutions for event-driven and distributed systems.
+ Work across domains to reconcile data with third-party platforms and ensure accuracy across financial ledgers.
+ Break down complex problems into incremental deliverables with clear architecture and domain boundaries.
+ Measure your success in terms of business impact, not lines of code.
+ Embrace DevOps culture: You build it, you run it.
+ Prefer simple solutions and designs over complex ones.
+ Influence architecture across the broader platform, making pragmatic, forward-thinking decisions.
+ Coach and mentor engineers, guiding both their technical and professional development.
+ Collaborate with stakeholders to translate business needs into high-quality technical outcomes.
+ You are a broad thinker with the capability to see the impact of decisions across the wider business.
+ Utilise GenerativeAI: Leverage GenAI tools to increase productivity and enhance decision making processes within the role

Technology

+ We're pragmatic about our technology choices. These are some of the things we use now: + Python, NodeJS
+ TypeScript, React,styled-components
+ ? PostgreSQL, BigQuery, MySQL
+ Jest, React Testing Library, Cypress, pytest
+ - ? AWS, GCP
+ Docker, Terraform, GitHub, CircleCI

How we expect you to work ? ?

+ We expect you to work in these ways, as well as encouraging and enabling these practices from others: +

Collaborate

- We work in cross-functional, mission driven, autonomous squads that gel over time. We pair program to work better through shared experience and knowledge.
+ Focus on

outcomes over outputs

? - Solving a problem for users that translates to business results is our goal. Measurements focused on that goal help us to understand if we are succeeding.
+ Practice

continuous improvement

- We optimise for feedback now, rather than presume what might be needed in the future and introduce complexity before it will be used. This means we learn faster. We share learnings in blame-free formats, so that we do not repeat things that have failed, but still have confidence to innovate.
+ Seek to

understand our users

- We constantly seek understanding from data and conversations to better serve our users' needs, taking an active part in research to hear from them directly and regularly.
+ Embrace and enable

continuous deployment

- Seamless delivery of changes into an environment - without manual intervention - is essential for us to ensure that we are highly productive; consider resiliency; and practice security by design.
+

Test outside-in

, test first - TDD keeps us confident in moving fast and deploying regularly. We want to solve user problems, and so we test with that mindset - writing scenarios first, then considering our solution; coupling tests to behaviour, rather than implementation.
+

You build it, you run it

? - We embrace DevOps culture and end-to-end ownership of products and features. Every engineer, regardless of their role, can lead delivery of features from start to finish.
+

Be cloud native

? - We leverage automation and hosted services to deliver resilient, secure services quickly and consistently.

How we expect you to behave ??

+ We embrace difference and know that when we can be ourselves at work, we are happier, more motivated, and creative. We want to be able to bring our whole selves to work, have our own perspectives and know that we belong. As such, through your behaviours at work, we expect you to reflect and actively sustain a healthy engineering environment that looks like this: + A wide range of voices heard to the benefit of all
+ Teams that are clearly happy, engaged, and laugh together
+ Perceivable safety to have an opinion or ask a question
+ No egos - people listen to and learn from others at all levels, with strong opinions held loosely

What makes working here better

+ This is a truly

hybrid

role, offering engineers the flexibility to work from home while also providing opportunities to collaborate in person with the team when it adds value. There's no fixed requirement for days in the office, instead, we focus on creating space for engineers to engage meaningfully, whether that's in-person for whiteboarding sessions or remote for deep focus work.
Work-life balance+ - 25 days holiday (plus bank holidays) each year, and enhanced family leave allowances.

Competitive salary & equity+ - We want people to have a serious stake in the business.

Good kit+ - Your choice of the best laptop, running macOS.

Team socials+ - The opportunity to get to know each other outside of work.

Company socials+ - A chance to catch up and meet new colleagues weekly over informal office breakfasts Lunches and dinners on OakNorth - or at our free barista bar every day.

Commuter support+ - We offer the cycle to work and EV scheme.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.