Job Description

Some careers open more doors than others.



If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.



Our Risk and Compliance function has a critical role to play in supporting, challenging and advising across all areas of the business through establishing policy, monitoring profiles, and identifying and managing forward-looking risk and compliance. We focus on creating an environment that encourages our people to speak up and do the right thing, as well as protecting our customers, the organisation and the integrity of the financial markets in which we operate. Already an industry-leader in many respects, we want to continue setting standards and evolving to respond to strategic changes

In this role, you will:

Evaluate, recommend and approve transactions and annual reviews within personal approval authority. Ensure prudent and well-structured credit proposals to reduce credit losses. Be responsible for implementing Risk credit risk policies, procedures and standards Assist the Senior Risk Officer by assessing the credit quality of the allocated portfolio; managing and improving the risk profilethe Supports the growth agenda within the Social Housing sector.

To be successful in this role, you should meet the following requirements:

Proven commercial credit skills with both complex transactional and credit process management experience is essential for this role. Experience in Real Estate lending is preferred. A sound understanding of the Economic landscape and the ability to identify/translate any potential risks associated with this. General knowledge of law, accounting, and regulatory requirements. Strong communication skills - verbal and written with the ability to simplify complex information and convey it clearly is essential. Management and Leadership skills with experience of liaising with senior stakeholders. This will be required when communicating findings related to credit risk.


This role is based in Birmingham.



Opening up a world of opportunity



Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.



If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:


Email: hsbc.recruitment@hsbc.com


Telephone: +44 207 832 8500