Job Description

Lead Technical Underwriter

Up to 65,000 (Dependent on Experience)

Whilst this role can be fully remote, there may be times when you will be required to visit our Reading office.

We have an exciting opportunity to join us here at

Covea Insurance

as a

Lead Technical Underwriter

, within our Technical Underwriting Property team.

At

Covea Insurance

, we're all about protecting what matters most - whether it's your home, your car, or your business. With our award-winning customer service and a wide range of insurance products, we're here to make a real difference.

Our purpose is simple but powerful:

to help protect people against the worst happening and put it right if it does

. It's what drives us every day, and it's why our people are proud to be part of something meaningful!

Our mission is to build

inclusive, empowered teams

where everyone feels welcome and valued! We celebrate what makes each of us unique and believe that diversity drives innovation and success. Whoever you are, we want you to feel confident being yourself in your team at work.

In this role, you'll be working in a team where they lead the technical underwriting strategy and governance for the Commercial Property portfolio. It oversees complex referrals beyond branch authority and provides expert guidance and training to underwriters.

Step into a role where your potential is valued and your growth is supported.

What does a day-to-day look like?

Lead the development of technical strategy, underwriting guidelines, and frameworks for the Property portfolio, including performance monitoring and reporting. Provide expert underwriting guidance and support profitable business development across the Property line. Recommend pricing, underwriting criteria, and product changes to ensure competitiveness and profitability. Ensure accurate application of underwriting rates and rules internally and externally. Maintain market awareness, monitor competitor activity, and provide technical updates and training. Collaborate across teams, lead projects, and act as a key technical referral point and subject matter expert.

Do you have what it takes?

Proven Property Underwriting leader with experience in both trading and head office roles within commercial insurance. Deep technical knowledge of Property risks, exposures, and underwriting practices. Skilled in assessing complex risks and making sound commercial decisions beyond standard authority levels. Strong financial and portfolio management understanding, with excellent analytical and communication skills. Experienced in writing underwriting guidelines, monitoring market developments, and driving change. Collaborative, proactive, and capable of mentoring talent and contributing to strategic initiatives.

Not sure if you tick every box? That's okay!
At Covea, we know that great people don't always meet every single requirement listed in a job ad. If this role excites you and you think you could be a good fit, we'd love to hear from you - so go ahead and apply! We're all about building a diverse, inclusive team where everyone can thrive.

What's in it for me?

Flexible working

- 36.25 hours a week with flexitime & hybrid options

Annual pay review

- plus performance bonuses (up to 30% depending on level)

Generous holidays

- 25-27 days + bank holidays, with buy/sell options

Pension perks

- 7.5% employer contribution, rising to 9% with your input

A culture where everyone belongs -

we're committed to diversity, equity & inclusion, with real action, employee-led community groups, and ongoing learning to make Covea a place where everyone can thrive

Mental & financial support

- through our dedicated Wellbeing group

Career growth

- training, qualifications & apprenticeships to help you thrive

Health & wellbeing

- private medical cover, 24/7 Virtual GP, health checks, flu jabs & more

Drive in style

- Tusker Car Scheme with fully maintained insured vehicles

Extra savings

- gym discounts, Cycle to Work, and retail offers via Perkpal

And much more

!
Excited about this opportunity? So are we!

Apply today and be part of our journey.

As a Disability Confident Employer, we're committed to fair and accessible recruitment. If you need any adjustments or support during the application process, just let us know - we're here to help.

Applicants must currently reside in the United Kingdom and possess full and unrestricted right to work in the UK. Unfortunately, we are unable to offer Visa sponsorship for this role.

Job Type: Full-time

Pay: Up to 65,000.00 per year

Benefits:

Flexitime
Work Location: Hybrid remote in Reading RG1 8DA