Job Description

Self-Employed Mortgage & Protection Adviser

OTE 45,000+ (uncapped) | Remote

Be Part of the Cato Mortgages Network Cato Mortgages is redefining mortgage advice in the UK. With an award-winning team bringing over 30 years' experience in banking, technology, consulting and mortgage advice, we are combining innovation and expertise to deliver a faster, smarter, client-first mortgage journey.

Our advisers are independent in how they work, but never alone. As part of our collective, you'll access the best technology, whole-of-market lender relationships, and the backing of a highly experienced team -- so you can focus on what matters most: engaging and advising more clients.

The Opportunity We're looking for entrepreneurial Mortgage Advisers who want the freedom of self-employment with the strength of a forward-thinking brokerage behind them. You'll have the autonomy to manage your day, but also the collaboration, tools, and shared knowledge of a collective that's shaping the future of mortgage advice.

What You'll Do

Provide expert advice on mortgage and protection products across the UK market.

Build and maintain strong client relationships, driving referrals and repeat business.

Guide clients seamlessly through the mortgage process with confidence and clarity.

Keep ahead of market trends, regulations, and innovations.

Work alongside like-minded advisers in a collaborative, entrepreneurial environment.

What You Bring

CeMAP qualification (essential); CeRER desirable.

Mortgage advising experience (preferred) or strong sales background.

An entrepreneurial mindset with the drive to grow your client base.

Strong communication skills and a client-first approach.

What We Offer

Freedom & Flexibility - work remotely, manage your hours, and advise clients nationwide.

High Earnings - uncapped commission with generous splits.

Support Without Micromanagement - compliance, marketing, social media, and lead-generation support when you need it.

Collective Strength - independence with the benefit of shared knowledge and collaboration with experienced advisers.

Coaching & Growth - training, mentoring from senior executives, and ongoing professional development.

Innovation - access to cutting-edge tools powered by technology and open banking.

Exclusive Discounts - save on business essentials including accounting software, travel, and other tools to make your work more efficient and rewarding.

Culture & Community - regular team events and a flat structure where you'll work directly with senior leaders.

If you want the independence to advise clients your way while being part of an innovative, supportive, and entrepreneurial collective, we'd love to hear from you. Apply today with your CV and qualifications.

Job Types: Full-time, Freelance

Pay: From 45,000.00 per year

Benefits:

Work from home
Experience:

Mortgage advising: 1 year (required)
Licence/Certification:

CeMap (required)
Work Location: Remote

Application deadline: 28/11/2025