We are seeking a dedicated and knowledgeable Mortgage Broker to join our team. The ideal candidate will have a strong background in financial services, excellent customer service skills, and a deep understanding of the mortgage industry. This role involves guiding clients through the mortgage process, from loan origination to closing, while ensuring compliance with all relevant regulations and standards.
Duties
Assist clients in understanding their mortgage options and guide them through the loan application process.
Evaluate clients' financial situations to determine suitable loan products.
Negotiate terms and conditions with lenders on behalf of clients.
Ensure compliance with Fair Housing regulations and TILA (Truth in Lending Act).
Conduct credit analysis and assess risk factors for loan approvals.
Process loans efficiently while maintaining accurate records throughout the mortgage servicing lifecycle.
Collaborate with underwriters to facilitate timely loan approvals.
Utilize accounting software and financial software for effective loan management.
Maintain knowledge of FNMA (Fannie Mae) guidelines and Quicken software for processing loans.
Provide exceptional customer service to build lasting relationships with clients.
Qualifications
Proven experience in financial sales, preferably within the mortgage or banking sectors.
Strong negotiation skills with a track record of successful loan origination and processing.
Familiarity with escrow processes, contracts, and basic math principles is essential.
Previous experience as a loan officer is highly desirable.
Proficient in using financial software and 10 key typing for efficient data entry.
Understanding of mortgage underwriting processes and requirements.
Excellent communication skills, both verbal and written, to effectively interact with clients and lenders.
Ability to analyze financial documents and provide sound advice based on client needs. Join our team as a Mortgage Broker where your expertise will help individuals achieve their homeownership dreams while contributing to our commitment to exceptional service.
Job Types: Full-time, Permanent
Pay: 24,420.00-52,200.11 per year
Benefits:
On-site parking
Work from home
Work Location: In person
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