Job Description

The VacancyLet us tell you a bit about usWexe2x80x99re Aldermore xe2x80x93 the award-winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we're backing more people to go for it.We thrive by saying xe2x80x9cyesxe2x80x9d to our customers. We respect the ingenuity of entrepreneurs and their startups; we give first-timers a leg-up onto the property ladder; we open up the lending market to many; and thousands of customers chose Motonovo Finance every week to buy their next car, van or motorbike.This is where you come in. We are on a journey. A journey defined by a destination; to deliver on our purpose.Let us tell you a bit about the opportunityThis role sits within the Product team which supports Business Finance as well as Savings, specifically focused on the Business Finance portfolios covering Asset Finance, Commercial Real Estate, Invoice and Football Finance. The Product Manager will play a key role supporting the development, management, and enhancement of our Lending propositions to drive growth in this key Asset class for Aldermore.Your expertise in Product management, strategic thinking, and collaboration will be essential in developing and optimising finance solutions that meet customer needs, deliver value, and contribute to the organization's growth. By staying ahead of market trends and ensuring regulatory compliance, you will play a key role in maintaining the organization's competitive edge in the Business finance market.What will your day look like?

• Proposition Development xe2x80x93 Identifying and developing new strategic lending propositions for Aldermore developed through market research, analysis of customer needs and consideration of the UK Business Lending landscape.
• End to End Product Management: Support the end-to-end product development lifecycle, from ideation to launch and ongoing management. As part of the ongoing management of the propositions you will be responsible for ensuring the propositions remain fully compliant with regulatory requirements.
• Relationship Management: You will act as a key partner across cross-functional teams including Distribution, Marketing, Operations, Finance and Credit Risk to ensure successful product launches and ongoing positioning.
• Business Strategy Execution: Collaborate with senior management to define and execute the growth strategy for the Business Lending team. You will support the development of our Key Commercial Targets and Key success metrics for the portfolio.
• Lending Pricing and Commercial Management xe2x80x93 In conjunction with the Commercial Directors take responsibility for driving the P&L for the designated portfolios. This includes setting financial targets and KPIs to drive profitability and implementing strategies to optimize pricing, reduce costs, and enhance revenue streams.

• Project Delivery: Undertake specific functional and bank wide projects / activities on behalf of the Business Finance team aligned to the refreshed group strategy covering;

• Developing / updating transactional processes
• Supporting delivery of business wide regulatory projects
• Execution of specific strategic initiatives

What do we expect from you?

• Product management experience preferably with good knowledge and experience of Business, Commercial / Corporate banking
• Experienced with change / project management principles, with demonstrable experience of successful project delivery.
• Strong analytical skill set.
• Identification of areas for improvement and the ability to ensure plans are put in place for improvement.
• Excellent written and verbal communication skills, contributing towards delivering compelling cases and solutions.
• Proven influencing and collaborating skills at all levels of the business, along with the ability to proactively manage a wide range of stakeholders and hold challenging conversations.
• Ability to deliver outcomes in an environment where requirements may at times be ambiguous and/or subject to change and competing deadlines.
• Excellent organisational and planning skills.

What can you expect from us?

• A friendly and flexible culture, the same as how we work with our customers.
• A growing organisation that means therexe2x80x99s lots of opportunities to progress
• A drive for continuous improvement, which you will be empowered to get behind from day one.
• And of course, you will be rewarded competitively, with a good range of core benefits and bonus potential.

Still curious?Join us and wexe2x80x99ll make the same promises to you as a colleague, as we do to each of our customers. Wexe2x80x99re committed to building a working environment that values respect, diversity, and compassion. We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether youxe2x80x99re pregnant or on family leave.Please note that we have a thorough referencing process, which includes criminal record checks.We champion equality by supporting the exceptions to the rule and getting finance to where itxe2x80x99s needed.We lend the money people save with us, to people who want to get on in life; build businesses and create employment, buy property for people to live and work in, and purchase vehicles to move families and goods around.

Aldermore Bank