Job Description

End Date

Wednesday 26 November 2025

Salary Range

59,850 - 66,500

We support flexible working - click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Summary

.

JOB TITLE:

Product Owner

SALARY:

59,850 - 77,000 per annum

LOCATION:

Edinburgh

HOURS:

Full-time - 35 hours

WORKING PATTERN:

Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at our Edinburgh office.

About this opportunity...

We're looking to recruit a Product Owner to work in our Digital Finance Lab. The Lab sits in the Payment Services Platform (PSP), where our mission is to provide compliant and efficient payments capabilities for the Group and drive innovation to enable customers to move money confidently, quickly, and securely.


The Lab is focused on bringing real value to the Group by exploring new and emerging opportunities in the Digital Assets sector. Are you keen on Crypto? Can you articulate the benefits of spending with Stablecoins? And do you want to explore how DLT technology and blockchains could transform the bank's traditional finance infrastructure? Then this is the Lab for you!


The team works closely with industry groups and regulators to help Britain prosper while protecting the UK, the bank, and customers. We make extensive use of agile delivery techniques to release value and sustain service.

About us...

We're on an exciting journey and there couldn't be a better time to join us. The investments we're making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.

What you'll do...

The Product Owner (PO) will play a crucial role in product development, assisting the Lead Product Owner and the broader feature team to:


Inspire the team with energy and passion - these are new product areas that require vision to get off the ground Bring a focused customer and data driven approach, using evidence-based decision making to explain your why Be experienced and skilled at new product development and be able to communicate the product benefits to both internal and external stakeholders alike. Be confident defining product MVPs and creating a valuable but achievable product backlog and roadmap Be able to lean on your past experience working with technical and cross functional teams to deliver fast paced change Influence by building trust and empowering the team with responsibility. Be happy working in the unknown - we're breaking new ground in this lab and so comfort in ambiguity is key

What you'll need...

Experience working in new product innovation or a start-up environment Previous experience as a Product Owner within a high change environment Ability to apply agile methodologies to optimize innovation development and delivery Ability to translate a high-level product vision into clear and tangible deliverables for our engineering team, including story maps and user stories. Ability to demonstrate you are confident and experienced driving the product roadmap and creating an effective product backlog Passionate and inspiring leadership skills, empowering teams to tackle business problems and create customer value through delivering excellent, innovative solutions in response to customer needs Strong problem-solving and stakeholder management skills. Ability to influence alignment up and down the organisation and explain prioritisation decisions. Ability to work both independently and collaboratively

And experience in any of the following would be really useful...

Experience in Digital Finance - be that Crypto, Stablecoins, Digital Assets, DLT and / or Blockchain Experience working in new product innovation Hands-on experience of financial management processes (e.g. managing project or team budgets) Payment services /processes experience within a Financial Services environment.

About working for us...

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. And it's why we especially welcome applications from under-represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes...

A generous pension contribution of up to 15% An annual bonus award, subject to Group performance Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that's interesting and makes a difference to millions of people?

Join our journey!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.