Job Description

End Date

Friday 12 December 2025

Salary Range

59,850 - 66,500

We support flexible working - click here for more information on flexible working options

Flexible Working Options

Flexibility in when hours are worked, Hybrid Working, Job Share

Summary

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JOB TITLE:

Product Owner

SALARY:

Edinburgh (59,850 to 66,500), London (70,929 to 78,810)

LOCATION:

Edinburgh or London

HOURS:

Full time

WORKING PATTERN:

Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, in the office.

About this opportunity

We currently have a phenomenal opportunity for a Product Owner to join our team in the Gem Core lab, working closely with the Engineering Leads.


The Gem Core lab and the Channels lab are part of Cash Management & Payments (CM&P); two teams that deliver our cash management offering to our biggest corporate clients and financial institutions. Lloyds Bank Gem is used by 120 of the largest companies in the UK, with familiar names from the high street and British industry. We want to make Gem even better - helping clients manage their cash, pay efficiently, and giving them the control and information they need to run their business. Only the biggest banks in the UK have the capability to meet these complex needs.


As Product Owner, you'll lead a team of change professionals to develop new enhancements, products and service offerings. You'll support the leadership of Corporate and Institutional Banking's (CIB) cash management and payments business to deliver on stretching growth ambitions and a determination to serve our clients better.


You'll work closely with business colleagues (product and sales) to deliver the portfolio of work. You'll need to either have, or need to build, connections with other delivery areas of Lloyds Banking Group to unblock issues and ensure that our solutions are well integrated into the group architecture.

What you'll be doing

Management and prioritisation of the GEM Product backlog - ensure items are prioritised according to business value and dependencies Define and communicate the product Roadmap - build strong relationships with key stakeholders in our CIB and Business Transaction Banking (BTB) business to ensure that delivery timelines are understood and agreed Deliver the roadmap - remove blockers and ensure timelines are met Ensure GEM product governance and compliance - ensure that our platform adheres to the payments and liquidity regulatory requirements

Why Lloyds Banking Group?

We're on an exciting journey and there couldn't be a better time to join us. The investments we're making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.

What you'll need

Strategic Thinking and vision - the ability to shape the overall product vision and align to platform objectives and OKR's A background within change delivery or product ownership, with specific agile experience Commercial or corporate banking experience Stakeholder engagement and communication. Manage a complex network of stakeholders to understand and act on business priorities Leadership and Team Development. Lead a team of Customer Journey Managers (CJMs), Developers and QE's to deliver against the agreed roadmap.

And any experience of this would be really useful:

Payments experience

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop.


We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.


We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.


We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

A generous pension contribution of up to 15% An annual bonus award, subject to Group performance Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that's interesting and makes a difference to millions of people? Join our journey!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.