Job Description

Risk Intern (12 Months), AGCO Finance

Join AGCO Finance in its ambition to help farmers grow their businesses today and create a sustainable legacy for future generations.



When you begin our placement scheme, you will embark on a journey that will give you the opportunity to build on the knowledge you've gained at university whilst shouldering real responsibility, developing new skills, and gaining invaluable experience. We'll be there for you every step of the way, helping you make the most of your time with us.

About AGCO Finance

AGCO Finance is the worldwide provider of financing solutions for AGCO, a global leader in the design, manufacturing and distribution of agricultural equipment. Headquartered in Eindhoven, the Netherlands, AGCO Finance manages a portfolio of over $10 billion USD, employs over 350 people, and provides customer and dealer finance solutions in over 20 countries.



AGCO Finance was founded in 1990 as a joint venture between DLL, a global financial solutions provider and a wholly owned subsidiary of Rabobank Group, and AGCO. The primary brands AGCO Finance supports are Fendt, Valtra and Massey-Ferguson. Visit www.agcofinance.com to find out more about AGCO Finance and our Climate Journey.

Overview of Risk

At AGCO Finance, the Risk Team is responsible for, underwriting finance applications from retail customers, and ensuring all our compliance obligations are performed. We provide commercial finance facilities to the UK AGCO dealer network so that they can stock equipment to allow customers to take hold of their asset as soon as possible. In our Portfolio Management Team, we help customers who may have fallen into financial difficulty and ensure they pay their commitments to us in a timely manner. With this variety of tasks, it allows students who want to explore these areas of the company to gather invaluable experience and help them discover interests and direction for future careers.



By the time you have completed your year placement you will have gained invaluable experience and knowledge of the running of key operational Credit and Risk tasks. All the time, you'll have an assigned manager on hand, who'll provide you with expert advice when you need it, as well as weekly sessions with a sector expert to enhance both your knowledge about the company and about the wider risk and credit environment. They'll help you make the most of the opportunities on offer, give you experience to be able to complete your degree, and lay the foundations for your long-term career. You will also be offered ample support with any work you may have from your university.



Find out more here about how you can unleash your full potential at DLL

Day to day:

This role will rotate through three main risk functions: Credit, Risk Control Framework (RCF), and Portfolio Management & Compliance.


Within the

Credit

function you will: + learn how new business proposals are auto-decisioned and manually underwritten,
+ conduct in-depth analysis of borrowers' financial performance,
+ evaluate the risks related to the borrowers' industry and operations; and
+ interpret data to mitigate risks affecting borrowers; repayment capacities
Within

Risk Control Framework

, you will: + understand the RCF process, including the testing regimes and evidencing material that underpins it
+ build relationships with key RCF stakeholders across the business
+ assist with control testing
Within the final rotation,

Portfolio Management & Compliance

, you will: + gain an understanding of the delinquency process, effective provision settings and litigation
+ learn about asset management and remarketing
+ conduct assessments on the quality of our compliance procedures.

All members enjoy

Two working days per year volunteering for a local charity. Health and Wellness program including healthy food, free health checks, fun health & vitality activities. Flexible hours with possibility to work from home Career development opportunities: online learning, member development programs. Click this link for an overview of all the benefits in your region.

"We lead the way in meeting the need for flexibility and transparency which our customers increasingly expect."

Essentials:

Applicants need to have the right to work in the UK. The office is in a rural location not easily accessible by public transportation, please keep it in mind before applying. Applications will preferably be working at a 2:1 level or above in Economics, Business, Finance or Banking, however we are open to applications below this grade or alternative degree subjects. Must have a good understanding (including experience) of MS products, including Outlook, Teams, Excel etc)

Competencies and skills

Be keen to learn the day-to-day skills required to work in a credit and risk team. Be able to learn the day-to-day processes which control daily routine tasks. Once fully trained and confident in the task, be able to work on your own initiative, reaching out for guidance as required. Be enthusiastic to get the job done. Be a confident communicator, whether working remotely or in the office. Have an eye for detail ensuring accuracy, this is imperative when working in a risk environment. Open to taking on responsibilities which have a real impact on our business.

Choose wellbeing

DLL's wellbeing ambition is to educate, equip and empower members to build connections, manage their mental, emotional, physical and financial wellness and maintain balance between work and the other priorities that make up their lives.



Our four wellbeing categories are as follows:


Connection - Build meaningful connections with other DLL members Health - Manage mental, emotional and physical health Finance - Provide learning opportunities to help members achieve personal financial health Lifestyle - Maintain balance between work and life priorities

These are the things that matter to our members and the wellbeing of our members matters to DLL

Settling in

Both at AGCO Finance and DLL, we consider our people our biggest asset. That is why you will be treated as a member, not just an employee. Together we create an informal but professional atmosphere that is hard to find elsewhere. If successful you will be welcomed by a friendly and professional team who are dedicated to making your internship one of a kind.



Members recognise AGCO Finance as an employer that cares about people and promotes strong team spirit. Thanks to our global scope and unique positioning our talents can benefit from a vast international network and number of personal growth opportunities.

Good to know:

Deadline application 27th July 2025 or as role is filled, so an early application is suggested. Reports to the Risk Manager. Office Location: Abbey Park, Stoneleigh (near Kenilworth) Hybrid working (minimum of 2 days per week in the office) Screening is part of the application procedure and we screen all interns and new employees according to the "DLL Global Screening Policy" in order to ascertain whether the applicant may hold a position with us. The selection process may involve an assessment. Applications via email will not be reviewed. Please apply online via our career website. DLL's referral program applies For more information, you can contact Natalie Gray, Talent acquisition partner via ukrecruitment@dllgroup.com

All the time, you will have an assigned manager on hand, who will provide you with expert advice when you need it. They'll help you make the most of the opportunities on offer, give you experience to be able to complete your degree, and lay the foundations for your long-term career.



Your training will be on-the-job, so you'll gain practical skills and knowledge first-hand from day one. You will receive feedback on your work and coaching to help you improve. You will bring new ideas and experience to the department and wider company.



Job Reference: DLLGB00755