Job Description

Locations:

London or Belfast. Will require typically 3 days per week in office.

Overview

We are hiring Managers and Senior Managers to provide day-to-day asset management support across a portfolio of loans. Asset classes include Commercial Real Estate, Residential, Asset Bank (including Consumer and Esoteric), and Private Credit.

What you'll do

Run portfolio monitoring and surveillance routines and controls in line with policies and procedures. Review and onboard loan documentation and information, including initial data entry into relevant systems. Extract date-related events from facility agreements and set reminder alerts in CREW or relevant systems. Track post-closing requirements, chase outstanding conditions subsequently, and maintain clear evidence trails. Process post-closing funding commitments, including capex facilities and further utilisations where applicable. Process and administer payoffs and mid-term asset disposals in line with finance documentation. Track borrower reporting obligations and analyse compliance reports and covenant calculations in line with finance documentation terms. Analyse borrower requests (consents, waivers, amendments) and produce written recommendations in agreed formats and timeframes. Produce quarterly reporting using the quarterly asset review worksheet ("two-pager"), including covenant testing (ICR, DSCR, Debt Yield, LTV) and required commentary. Prepare annual credit review packs using an agreed template, typically PowerPoint with supporting Excel. Support site inspections where required. Support CCAR preparation and process enhancements, plus other regulatory reporting requirements. Improve loan management processes and reporting quality, including monthly data integrity reviews prior to publishing. Monitor performance to anticipate cash flow, value risks, and provide an early warning view on emerging issues. Liaise with facility agents or servicers to obtain missing borrower information where delivery slips against documentation timeframes. Attend meetings when required.

Systems you use

You will work with loan and portfolio systems, including CREW, WebLedge, and SPGLE, plus shared drives as appropriate.

What we look for

Experience in loan or asset management, portfolio surveillance, or loan operations within banking, credit, or a servicing environment.

Asset Management Asset Loan Man...
Confidence in interpreting facility agreements and applying documentation requirements to delivery and controls. Proven covenant and borrower reporting analysis, including ability to validate calculations against documented definitions (ICR, DSCR, Debt Yield, LTV). Strong written output, including decision-ready recommendations for borrower requests. Strong reporting discipline, including quarterly "two-pager" style reporting and annual review packs. Comfortable driving process improvements and data quality controls.

Benefits

Ongoing training and development Health cash plan coverage Cycle to work scheme
Vantage Point Global is a fully committed Equal Opportunities, inclusive employer. We are passionate about attracting diverse talent, and welcome applications regardless of ethnicity, culture, age, gender, nationality, religion, disability, or sexual orientation.

Things you need to know:

To apply, you'll need to provide us with a CV and answer a few questions. * We'd like to make you aware that if you have not heard back from us within three weeks of the date of application, we will not be progressing your application.