Job Description

Job Title: Senior Analyst - Pricing
Working Pattern: Monday to Friday, 09.00 - 17.00 36.25 hours per week
Salary: 70,000 - 80,000 and up to 20% bonus and benefits
Location: Flexible - Embrace hybrid work from one of our vibrant UK offices in London or Blackpool.
At Tandem, we're not just a bank; we're a movement for positive change. If you're an ambitious and dedicated Senior Analyst - Pricing, ready to make an impact, we've got a space with your name on it!
The main purpose of the role is to improve Tandem's pricing capability through analysis, modelling and controls, ultimately to support profit optimisation and delivery of long-term strategic plans.
We are Tandem - Where impact meets innovation
Tandem is the UK's greener digital bank on a bold quest to revolutionise the way we save, borrow, spend, and share - all while nurturing our planet, our people and our customers. As one of Europe's fastest growing digital banks, our values of being Brave, Enterprising, Simple, and Together (BEST) ensure our 500-strong team collaborate to drive a brighter, greener future.
Your team: Collaborators in change
Tandem is proud to offer a workplace with diverse experiences, perspectives, and backgrounds which leads to a unique company culture for our people and a better experience for our customers.
This role will report to the Balance Sheet Manager and sit within the Treasury team. The role will work closely with the Financial Planning function and business lines (lending and funding). You will own and develop Tandem's FTP calculation and Pricing Model and will contribute to analysis of performance against forecasts and budget plans.
Your Impact: Building a greener tomorrow
As the Senior Analyst - Pricing at Tandem your focus will be on:

• Refining and Developing our Pricing modelling
• Regular delivery of pricing and performance analytics
• Developing and improving pricing processes and controls
• Reviewing and challenging pricing proposals from business lines
• Contributing to the development of budgets and strategic plans

We'd love to hear from you if you have:

• Have a strong background in pricing analysis & modelling in a banking environment.
• Have first rate Excel skills.
• Are delivery oriented, matching pragmatism with a can-do attitude.
• Can effectively communicate with senior stakeholders.
• Can put together a decent presentation.
• Can be self-sufficient, you'll be required to take ownership and won't be micro managed.
• Have good commercial acumen, able to consider and call out inconsistencies, areas to focus on or opportunities to for improvements.

It would be great, but not essential if you have:

• Previous experience in pricing retail lending products (such as mortgages or auto-loans).
• Previous experience with SQL
• Understanding of products, commercial drivers and key competitors in some or all of Tandem's key markets
• Savings
• Mortgages, first and second charge
• Motor finance

Rewards that reflect your value, what's in it for you?
At Tandem, your hard work is rewarded in many ways, and we have an enhanced employee benefits package on offer from your very first day with us:

• 25 days annual leave plus 8 days Bank Holiday
• An additional day off for a 'celebration day' including, but not limited to, birthdays, weddings, religious holidays, graduations etc
• Buy or sell up to 5 days holiday a year
• Healthcare cash plan through Westfield Health
• Electric Vehicle salary sacrifice scheme
• Cycle to Work salary sacrifice scheme and a free helmet
• Salary sacrifice Pension contribution*, 4% employee contributions matched with 4% Tandem contribution (*Subject to salary eligibility)
• Smart Tech scheme (buy goods with 0% interest)
• 10% discount on solar panels
• Tandem Hub for treats, cash back and discounts on UK retailers
• 2 days per year paid volunteering
• Free cereal, snacks and drinks in all offices
• Quarterly team social budgets

Our Green Deal: Your Impact Amplified
A little welcome gift from us to you, we'll plant a tree in the Tandem Grove and you can enter into our "Green Deal" below:

• Volunteer 2 days a year for charity

receive an early Friday finish * Raise 200 per annum for charity
Tandem provide PR and marketing support * Have renewable energy at home
receive an additional 1 day annual leave * Drive an electric car
receive 500 towards a home charger
Ready to make your mark?
Apply now and let's pave the way to a greener world, together. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.
Sourcing Model
Recruitment at Tandem works primarily on a direct sourcing model and does not accept resumes from recruitment agencies which are not on the preferred supplier list. We are not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. You can find our Applicant Privacy Policy on our Careers page.
Tandem is an equal opportunity employer and are committed to meeting our responsibilities under the Equality Act (2010). We respect the diverse experience and talents that every individual brings to our Company, and we are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.
Please be aware that background checking (including credit, criminal records and CIFAS Internal Fraud Database Checks) form part of our recruitment process. We will adhere to our duties under the Rehabilitation of Offenders Act 1974.