Job Description

About this role:

Wells Fargo is seeking an experienced Underwriter to join our Distribution Finance team in London for a 12 month Fixed Term Contract. The role will serve as a key member of our client's deal team.

In this role, you will:

Participate in underwriting more complex and structured deals including new business modifications and renewals within Distribution Finance Underwriting functional area Contribute to large-scale planning related to deliverables within Distribution Finance Underwriting functional area Review and research moderately complex business challenges that require an in-depth evaluation of multiple factors Resolve moderately complex issues and lead a Distribution Finance Underwriting team to meet project deliverables while leveraging solid understanding of the functional area, policies, procedures, and compliance requirements Collaborate and consult with Distribution Finance Underwriting peers, colleagues, and mid level managers to resolve issues and achieve goals Lead projects, teams, or serve as a mentor for less experienced individuals

Required Qualifications:

Experience in Distribution Finance Underwriting, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Job Expectations:

Underwrites new business opportunities in the Vendor portfolio, assessing the credit risk profile (ie: financial and non-financial aspects) of both potential and existing customers as well as the in-life operational performance (where the opportunity is related to increases to existing facilities) ensuring programmes are correctly structured to mitigate against potential credit and operational risks. Carries out rigorous annual risk reviews of existing programmes, incorporating an assessment of their credit risk as well as their in-life operational performance. Is the go-to-person for assigned programmes to provide advice and support as required in relation to CDF's strike zone, policies & procedures and documentation along with general Elevated Operational Risk matters. Is the PMU representative for their respective programmes on deal teams supporting New Relationship Development. Embraces Wells Fargo's Enterprise Risk Management and Compliance framework in line with Wells Fargo policies and guidelines. Interacts with 2nd and 3rd line of defence in a collaborative, supportive manner, addressing operational risk or audit matters quickly. Delivers on risk metrics, such as Key Risk Indicators, annual credit reviews, financial statement analysis and supporting Portfolio Management.

Posting End Date:

28 May 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.



Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.



Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.



b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.