Job Description

We have the opportunity for an Underwriter (Life Sciences) to join our Liability department here at Tokio Marine Kiln. Reporting into the Departmental Head of Life Sciences, you will assist them in carrying out all tasks relating to the underwriting of the division in order to provide appropriate customer focused products and maximise profitability, always bearing in mind the relationship between risk and return in respect of all underwriting activities.

The role includes responsibility for:

To underwrite/ assist in the underwriting in accordance with the Head of Life Sciences instructions in respect of premiums, terms and conditions which are set in order to secure the planned underwriting profits in accordance with the division's agreed Business Plans.



To understand, absorb and adhere to the division's strategy, objectives and current Business Plans.



To have a clear understanding of the Company's risk appetites in terms of business plans, conduct and of the Company's overall risk appetite.



To ensure that the division's underwriting guidelines in terms of both line size and aggregate exposures are adhered to at all times and, where necessary, to highlight if reinsurance should be acquired in order to reduce risks in respect of individual and aggregate exposures to a level which is acceptable to the division.



To ensure that all tasks carried out relating to the underwriting and reinsurance of the division meet PRA, FCA and Lloyd's requirements and that they are conducted with integrity.



To demonstrate a clear understanding of the DA RACI and perform processes in accordance with your role



To work to develop new forms of insurance services, products and distribution channels which both respond to intermediary and consumer demand and have the potential to deliver profits to the division which are commensurate to the risks.



The successful candidate will have demonstrable experience working in an underwriting/broking role within the field of life sciences. You will also have strong relationship building and communication skills in addition to pre-existing relationships in the market. Up to date knowledge on industry developments within the field of Life Sciences would also be very beneficial, as would an understanding of the importance of adherence to a business plan and work within underwriting guidelines. We are looking for a self-starter with a high attention to detail, who has the ability to multitask and operate in a fast paced environment.



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