Job Description

End Date Tuesday 30 December 2025
Salary Range 0 - 0
Flexible Working Options Job Share
Summary .

JOB TITLE: Associate Director - Structuring and Execution, Real Estate Finance
LOCATION: London
SALARY: Competitive package available
HOURS: Full Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, at our London office.
About this opportunity
We are looking for an Associate Director to join our Origination and Structuring Real Estate and Housing team. This "on desk" business role focuses on the structuring and execution of commercial real estate loans for the full spectrum of borrowers across all asset classes. You will be acting on fast paced, innovative and market leading transactions with a friendly team of Relationship Directors.
Key Responsibilities:

• Advising on the structure of commercial real estate loan transactions.
• Reviewing term sheets.
• Liaising with external legal counsel in respect of the preparation of commercial real estate loan documentation.
• Reviewing and negotiating commercial real estate loan documentation.
• Reviewing real estate due diligence.
• Preparing and reviewing NDAs.
• Assisting in the development and maintenance of precedent documentation.
• Assisting in the organisation and delivery of training.
• Providing ad hoc advice in respect of structuring, documentary and execution issues arising on commercial real estate loan transactions.

Why Lloyds Banking Group?
We're a market leading provider of commercial real estate finance delivering efficiently structured solutions to domestic and international private equity, insurance, pension, sovereign wealth and family office sponsors, as well as listed companies, that are tailored to their investment objectives.
We're on an exciting journey to transform our Group and the way we're shaping finance for good. We're focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.
What we need from you?

• Experience of documenting high value commercial real estate loans using the LMA REF precedents.
• A proven background working in the real estate finance sector whether as a lawyer at a major law firm, in-house or in a transaction management team.
• Excellent relationship management skills.
• Excellent communication skills with the ability to deliver complex advice to colleagues and customers both verbally and in writing.
• The adaptability and resilience to manage a challenging workload in a busy corporate setting.

About working for us!
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose!
This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing 'significant harm' to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks
As a certified colleague your details will be published on the FCA's Financial Services Register
This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook
The Person ("P") performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.
If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Skills Required