Credit Analyst

Basildon, Essex, United Kingdom

Job Description


Calling all innovators \xe2\x80\x93 find your future at Fiserv.

We\xe2\x80\x99re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day \xe2\x80\x93 quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we\xe2\x80\x99re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title Credit Analyst

  • Responsible for monitoring merchant acquiring portfolios across the UK and Ireland
  • Assist in collating financial and other commercial information in relation to the Periodic Review required to make informed credit decisions.
  • Perform in-depth credit risk-based Merchant reviews, analysing financial trends (balance sheet, profit & loss and cashflow statements) and calculating potential risk exposure using payment card processing data.
  • Liaise with merchants, sales-agents, bank relationship managers and client-bank where necessary.
  • Take mitigating action on merchant accounts in order to prevent losses.
  • Work collaboratively with other areas of Credit Risk (Underwriting and Transaction Monitoring) to share industry/sector intelligence and improve portfolio quality and process enhancements.
  • Produce management reporting packs as required \xe2\x80\x93 ensure integrity, reliability, and timeliness.
Thank you for considering employment with Fiserv. Please:
  • Apply using your legal name
  • Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
What you should know about us:

Fiserv is a global fintech leader with 40,000-plus (and growing) associates proudly serving clients in more than 100 countries. As a FORTUNE\xe2\x84\xa2 500 company, one of Fast Company\xe2\x80\x99s Most Innovative Companies, and a top scorer on Bloomberg\xe2\x80\x99s Gender-Equality Index, we are committed to excellence and purposeful innovation.

Our commitment to Diversity and Inclusion:

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.

Any communications from a Fiserv representative will come from a legitimate business email address. We will not hire through text message, social media, or email alone, and any interviews will be conducted in person or through a secure video call. We won\xe2\x80\x99t ask you for sensitive information nor will we ask you to pay anything during the hiring process. We also won\xe2\x80\x99t send you a check to cash on Fiserv\xe2\x80\x99s behalf.

If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local law enforcement.

Fiserv

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Job Detail

  • Job Id
    JD3007418
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Basildon, Essex, United Kingdom
  • Education
    Not mentioned