Job Description

End Date Wednesday 31 December 2025
Salary Range 0 - 0
Flexible Working Options Hybrid Working, Job Share
Summary .

Job Title: Director, Real Estate Coverage
Location: Birmingham
Salary: Competitive package
Hours: Full time
Working Pattern: Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, at our Birmingham office / out with clients.
About This Opportunity:
We're committed to using our scale, capabilities and partnerships to help shape the Real Estate communities of tomorrow, and we're looking for a high impact, customer focused Director to help lead a Midlands Regional based Real Estate Team. This strategic role blends relationship management, including origination, with line management of support colleagues and aligning to Lloyds Banking Group's ambitions for the sector, balancing growth, risk and profitability.
As Director, you'll play a key role in developing ideas and solutions for clients by supporting the built environment including decarbonisation, investment, development and broader client needs. You'll drive client led origination and growth, nurture key relationships and champion the One Lloyds franchise in market. It's a chance to sharpen your marketing and relationship skills while balancing risk, profitability and capital efficiency.
This is an SMCR-certified role; applicants will be required to complete the necessary training and achieve accreditation.
What you'll be doing:

• Client Relationship & Credit Stewardship: Lead Real Estate client relationships and credit oversight, identifying growth opportunities through deep client insight.
• Business Development & Market Engagement: A proven track record of winning and growing relationships. Drive growth through research, account planning, and representing LBG at industry events across London and the South.
• Collaborative Product Delivery: Partner with our Structuring, Asset Management, and product teams to deliver standout solutions, ensuring risks are managed and governance upheld.
• Operational Excellence & Submission Quality: Maintain accurate Sales and Risk systems, and produce clear, high-quality credit and pricing submissions.
• Team Leadership & Strategic Support: As one of the Senior directors in the team, provide senior leadership, support performance and development, and contribute to broader RE&H goals.
• ESG & Regulatory Compliance: Guide clients on ESG and Net Zero strategies while ensuring compliance with MIFID, Financial Promotions, and FCA standards.

Why Lloyds Banking Group:
We're on an exciting journey to transform our Group and the way we're shaping finance for good. We're focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group an excellent place for everyone. Including you.
What you'll need:

• Leadership in Financial Services: Confirmed experience in managing people, ideally within Corporate and Institutional Banking.
• Senior-Level Client Relationship Skills: Ability to build and strengthen relationships at C-Suite level across FTSE-listed and large privately owned businesses.
• Real Estate Market Insight: Strong understanding of the UK Real Estate sector, including market trends, legislation, and government influence.
• Strategic & Credit Expertise: Analytical problem solver with credit assessment skills and a track record of delivering successful business strategies.
• Influential Communicator & Collaborator: Excellent communication and customer leadership skills, with the ability to influence and work effectively across teams.
• Regulatory & ESG Awareness: Familiarity with MIFID, Financial Promotions, and FCA standards, and a passion for helping clients progress toward Net Zero.

About working for us:
Our ambition is to be the top tier UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.
This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing 'significant harm' to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks
As a certified colleague your details will be published on the FCA's Financial Services Register
This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook
The Person ("P") performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.
If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Skills Required