Job Description

We have an opportunity for an Insurance Advisor to join our thriving NFU Mutual team in Cobham, where you'll play a key part in our ongoing success in the high-net-worth (HNW) market.
Your focus will be to build relationships with new and existing high-net-worth customers across Surrey and London suburbs, educating them on the full range of NFU Mutual products and referring leads appropriately to meet their current and future requirements. Continually moving the business forward, you'll grow our profile and reputation for insuring private customers within the community and drive performance of our exclusive products in Cobham and the wider area.
You'll focus on new business development, combining insight, empathy and expertise to create insurance solutions that feel personal. Whether visiting clients in their homes, hosting networking events, or partnering with our marketing team, you'll bring NFU Mutual's reputation for service to life. With the support of an account management team, you'll have the space to do what you do best -- connect with people, understand their world, and deliver advice that stands the test of time.
This is a hybrid role. Your working week will be flexible and consist of working from home, in our Cobham office and London working spaces, and attending client visits and networking events. You'll enjoy autonomy day-to-day, the backing of an award-winning brand, and a collaborative team that shares your pride in doing things properly.
This role falls under Insurance Distribution Directive requirements, and as a result, role holders will be required to demonstrate ongoing Continuous Professional Development in role, along with undergoing regular re-screening to show that they are of "Good Repute". Further information can be found in the .
This role is known internally as a Bespoke Insurance Advisor
About you
You're an experienced sales professional who understands what it takes to win and retain the trust of discerning clients. Experience working with high-value clients -- whether in insurance, financial services or another premium market -- will help you thrive in this role. You combine commercial drive with integrity, and take genuine satisfaction in helping people protect their homes, collections and lifestyles with care.
You'll bring:

• Proven high-net-worth private client sales experience
• Ideally, knowledge of HNW insurance or financial services within a regulated environment
• A full, clean driving licence and willingness to travel to meet clients face to face
• The ability to engage and influence through strong communication, negotiation and stakeholder management skills
• A proactive, well-organised approach, balancing time and priorities effectively
• A genuine customer focus, building long-term relationships through trust and professionalism

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.
We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.
We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.
Benefits and Rewards
When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary, 45,000 - 60,000 (depending on experience)
• Annual bonus of up to 18,000
• Company Car (driving license essential)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• 20 contribution to a monthly gym membership - subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend 500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.
• Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual
We're one of the UK's leading general insurance and financial services companies. For over 110 years we've put our customers at the heart of everything we do. Our people are just as important to us.
We pride ourselves on being "a great place to work" and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of 'Best midsize employers to grow your career in the UK', the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.
We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.

Skills Required