Job Description

We're Capital on Tap

Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us?

We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.

FP&A at Capital on Tap

Do you have a passion for finance planning and analysis? Are you detail-oriented with a knack for diving into financial information to understand drivers of business performance and using this to produce accurate budgets and forecasts? We are seeking a dedicated FP&A Analyst to join our growing Finance team.

What You'll Be Doing

As a Junior FP&A Analyst, you will play a critical role in a high-performing FP&A team, supporting the preparation of budgets and forecasts, being a first layer of review for financial results, developing technical SQL and modelling skills for data analysis, and building relationships across the business as a key finance business partner. This role is perfect for someone eager to work in a dynamic FinTech environment and contribute to the development of efficient and robust planning and financial analysis.


Financial Result Analysis: Analyse revenue and expenses against forecast, and deliver timely financial analysis to support business decision-making at the highest level. Prepare Key Reporting: Design and produce monthly reports for internal and external stakeholders, ensuring their needs are met with accurate financial information. Run Expense Forecasting & Budgeting: Oversee the company's expenses by partnering with teams across the business to deliver accurate forecasts and budgets, and carrying out monthly reviews. Drive Process Automation and Improvement: Always seek to improve existing processes by creating automated solutions, and enhancing capabilities with SQL development. Exhibit confidence and initiative to challenge and improve existing processes and procedures. Support Projects: Contribute to key finance projects including budgeting and reporting enhancements. Stakeholder Communication: Communicate professionally and proactively with various internal and external stakeholders, demonstrating an inquisitive nature. Team Collaboration: Work closely with other finance teams to ensure the financial reporting cycle is complete as timely and accurately as possible. Provide support on additional financial tasks as needed.

We're Looking For

Required skills:


You're great with numbers and know your way around Excel You're working towards an ACA, ACCA, CIMA or equivalent You've worked in finance, accounting or consulting before for 1 year or more You've got strong analytical and problem-solving skills You're super organised and can juggle multiple deadlines You know how to make sense of data and explain it clearly You can work well with different teams and build relationships You're proactive and always looking for smarter ways to do things You're open to using new tools and tech to improve processes

Nice to have skills:

SQL experience (not essential)

Diversity & Inclusion

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:



Private Healthcare including dental and opticians services through Vitality

?? Worldwide travel insurance through Vitality

Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)

Salary Sacrifice Pension Scheme up to 7% match

? 28 days holiday (plus bank holidays)

Annual Learning and Wellbeing Budget

Enhanced Parental Leave

Cycle to Work Scheme

Season Ticket Loan

6 free therapy sessions per year

Dog Friendly Offices

Free drinks and snacks in our offices



Check out more of our benefits, values and mission here.

Interview Process

Brief assessment to assess numerical skills

First stage: 30 minute intro and values call with Talent Partner (Video call)

Second stage: 60 minute CV overview with Team Manager and Head of FP&A (In Person)

Final stage: 30 minute interview with executive member of the business (In person/Video call)

Other Info

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Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!

If you'd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)