Job Description

Job Overview

Business Segment:

Personal & Private Banking

Location:

JE, undefined, Saint-Helier, La Motte Street 47-49

Job Type:

Full-time

Job Ref ID:

80266666A-0001

Date Posted:

9/23/2025

PLEASE NOTE:

This role is not open to relocation. Only candidates who have residency and right to work in Jersey can be considered.



To provide efficient and relationship-based lending offering and solutions to high net worth clients, in collaboration with the Relationship Managers, and contribute to the service delivery of client centred, coordinated solutions to enable a positive client experience. To grow the debt book by identifying opportunities for additional or more efficient debt structuring for clients in order to contribute to the overall profitability of the business.



Qualifications

Minimum Qualification:

First Degree in Business Commerce

Experience Required :

5 - 7 years experience in Personal and Private Banking

General banking experience with exposure to the entire retail and corporate banking value chain and 3 years of exposure to credit. Clear understanding of lending value proposition and delivery strategy as well as thorough knowledge of the code of banking practice.

Key Outputs :

Act as the first line of defence, ensuring quality control and risk management

Adjudicate contentious issues between the client, the credit division and the relationship manager

Advise clients on the suite of lending products and recommend the most suitable product to meet their specific needs

Encourage the credit division to turnaround applications promptly and in line with service levels agreement

Identify opportunities to increase the debt book by mining existing clients

Additional Information

Behavioural Competencies:

Adopting Practical Approaches

Convincing People

Developing Strategies

Documenting Facts

Establishing Rapport

Managing Tasks

Producing Output

Providing Insights

Seizing Opportunities

Showing Composure

Understanding People

Upholding Standards

Technical Competencies:

Asset Based Lending

Customer Understanding ( Consumer Banking)

Debt Consolidation

Loan Assessment & Approval

Mortgage Lending

Product and Services Knowledge



#SBO

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za