Job Description

If you are an accountant seeking to take your career to the next level while supporting the growth of British businesses, this could be the role for you.

At LendingCrowd, we're challenging the market for business lending by doing things differently, and that's where you come in. We're looking for a qualified accountant with excellent numeracy skills and attention to detail who is keen to share and grow their knowledge and expertise within an exciting and ever-evolving business domain.

The ideal candidate will have awareness of the credit decision-making process along with an understanding of financial models and debt structures. What's important is proficiency in the use of accounting software and the aptitude to become involved in more complex reporting.

We're a rapidly growing company, constantly striving to raise our standards, so this is a great opportunity to be part of a genuine Scottish success story. As a Senior Finance Associate, you'll be a key member of our team, working together to carry out a variety of accounting and banking tasks.

About us

LendingCrowd is a leading fintech business, shaping the way SMEs borrow money. Blending technology innovation, financial expertise and solid backing, we've driven over 400m in lending to small businesses, across the UK, since we launched in 2014.

We're perfectly positioned to become the trusted choice for SME financing, with an embedded culture of 'doing the right thing' at our core. We actively encourage the generation and development of ideas from all team members to grow the business. We're currently all working remotely but will soon be able to offer the opportunity of hybrid working with premises in Edinburgh.

About the role

Reporting to our Director of Finance this is a role for a Senior Finance Associate, ideally with experience of working in financial services, who can display a rigorous and consistent approach to monthly reporting procedures.

As a key member of our team, you'll be responsible for:

Preparing monthly investor reports for institutional funders

Preparing monthly management accounts and annual statutory accounts

Acting as the primary point of contact for external auditors and bankers

Preparing daily regulatory client money reconciliation

Collating information for FCA returns and other regulatory reporting

Posting and reconciling bank transactions within the accounting system

Managing the purchase and sales ledgers, ensuring timely payment

Contributing to the budgeting and forecasting process

Updating and maintaining operational procedures

Assisting the Financial Administrator in carrying out daily banking duties, including advancing loan sums to new borrowers

Participating in various project workstreams

About you

In terms of knowledge, skills and experience, we would expect you to be:

A newly/recently qualified accountant

Proficient in the use of accounting software

Skilled in Excel, with the ability to handle data in an efficient way

An excellent verbal and written communicator

Self-motivated, with business acumen and strong relationship skills

A confident team player, able to co-ordinate with different departments

It would also be beneficial if you have:

Knowledge of credit decision making

An understanding of financial models and debt structures

Opportunities for further development

As LendingCrowd continues to grow, this role will become involved in more complex financial accounting, including gaining exposure to instruments such as derivatives as well as securitisation reporting.

Come join us and be part of our success story!

Job Type: Full-time

Pay: 42,000.00-45,000.00 per year

Benefits:

Bereavement leave Casual dress Company events Company pension Enhanced maternity leave Enhanced paternity leave Life insurance Private medical insurance Referral programme Sick pay Work from home
Schedule:

Monday to Friday
Licence/Certification:

Accounting qualification (required)
Work authorisation:

United Kingdom (required)
Location:

Edinburgh EH2 2JG (required)
Work Location: Hybrid remote in Edinburgh EH2 2JG

Expected start date: 16/06/2025