Job Description

What do we offer you?

We have a hybrid working model, where you can work 60% from home, with the rest of your time being flexibly based at our brand new, sustainable head office in Leeds city centre, just 5 minutes\' walk from the train station. We also offer a range of flexible working opportunities.

We offer a competitive rewards package including:

• A generous colleague bonus up to 12%
• Matched pension contributions up to 10%
• 26 days holiday, plus bank holidays and holiday purchase scheme of up to 5 days per annum
• Colleague Mortgage Scheme - capped at 5% until 28 February 2025 with no fees
• Development opportunities
• 2 volunteering days per year

Our friendly, supportive culture will help you be the best you can be - now and in the future.

About the role

We\'re looking for a Credit Risk Analyst to join our Mortgage Credit Risk team at our Head office in Leeds. The team use their analytical skills and experience to provide insight that helps our senior management make informed decisions.

If you are an experienced Analyst with a wealth of experience looking to take the next step in their career this could be the role for you. As a Credit Risk Analyst you will be responsible for the following:

• Driving and delivering data-driven insights into the mortgage portfolios
• Ensuring that insightful MI and analysis is produced and emerging risks are identified
• Using analysis to design effective and robust credit strategies
• Completing annual reviews and driving forward change to the mortgage credit assessment (affordability models, scorecard cut-offs, policy rules etc.)
• Writing proposal papers for various Credit Risk committees
• Coaching more junior analysts

This role is based within our Mortgage Credit Risk Policy, Decisioning and Analytics team, however all experience of other lending portfolios (Cards/Loans/Overdrafts) will be considered.

What will you bring to the role?

We\'re looking for someone who can demonstrate:

• A strong Credit Risk background, ideally with experience of working with Mortgage portfolios
• Strong analytical and SAS programming capability
• Competent using Excel, PowerPoint and Word
• A degree, ideally in a numerate discipline (e.g., Maths, Statistics).
• Proven ability to deliver to an agreed set of objectives
• Strong focus on accuracy and attention to detail
• A logical and analytical mind with a passion for solving complex problems
• Strong communication and interpersonal skills

Experience within the below would be desirable but not essential.

• Experience of coaching more junior analysts
• Knowledge of mortgage regulation (MCOB, PRA)

Documents

Loading...

Close map

Location

Head Office - Sovereign Street (Leeds)

26 Sovereign Street, Leeds, United Kingdom, LS1 4BJ

Loading...

Branch/Department:

Credit Risk

Location:

Head Office - Sovereign Street (Leeds)

Contract Type:

Permanent

Salary:

Circa \xc2\xa350,000 DOE

Vacancy Working Pattern:

Hybrid working model and flexible working patterns considered. For this role we are also able to consider a 4 day week (minimum of 28 hours).

Leeds Building Society