Job Description

A financial services Client is looking for a Senior Credit Risk Analyst to join their business and become a key member of the Risk Analytics team. The new addition will be involved in providing analytical insight to help shape and optimise credit strategy across all their UK products.

Key responsibilities:

• Review and provide recommendations in respect of acquisition and customer management credit risk strategies. This will include utilising a range of data sources such as CRA\xe2\x80\x99s for the development and validation of scorecards, policy rules, pricing, limits management and affordability models, whilst ensuring regulatory compliance at all times.
• Collate materials to present in senior forums such as risk committee meetings.
• Ensure effective performance monitoring is in place, proactively identifying and highlighting emerging trends, investigating issues, and developing appropriate solutions to improve business performance.
• Be responsible for supervising and developing junior analysts, prioritising, and supporting to manage their workload, encouraging knowledge sharing and ensuring team outputs produced are accurate, of a high standard and delivered on time.
• Ensure that lending follows the correct standards of the business, whilst treating customers fairly by putting them at the heart of everything we do.

Key Requirements:

• Proven experience in Credit Risk - Must
• Can independently code in at least one of the following programming languages; SAS, SQL, or Python
• Strong experience in Microsoft Excel
• Good knowledge of Statistics
• Presentation skills
• Strong analytical background
• Prioritise and organise for self and others.
• Generate ideas to challenge existing business practices.
• Understanding of; credit lifecycle, credit bureau, financial products, economic conditions
• Experience working on different financial products \xe2\x80\x93 E.g., Cards, Loans, Retail or Motor Finance
• Knowledge in Modelling, Forecasting, Pricing & Affordability.

If interested, send your CV through to nmohamed@merje.com

Merje