Job Description

Role Description
We have a fantastic opportunity for a Home Underwriter to join our team. You'll define risk appetite, policy wordings, and endorsements, while monitoring trends in customer behaviour, claims, legislation, and regulation.
The role involves product reviews, acting as a subject matter expert on insured risk and cover, and representing the organisation externally. You'll also liaise with group functions on risk appetite, technical referrals, case underwriting, and portfolio exposure monitoring.
This is a hybrid role, with flexibility to be based in our Birmingham, Bournemouth, or London offices.
Salary Information
Pay: Circa 38,000
Pay is based on relevant experience, skills for the role, and location. Salary is only one part of our total reward package.
About You
As our Home Underwriter, you will:

• Assist with monitoring portfolio performance and helping review risk strategies.
• Support post?event reviews and learning from major claims to improve underwriting practices.
• Help prepare and process technical referrals, escalating complex cases to senior underwriters.
• Contribute to product management activities, assisting with updates, and supporting the design of new products.
• Gather data and helping assess product value and customer outcomes.
• Assist with updates to wordings and endorsements to ensure accuracy and compliance.
• Support exception agreement processes under guidance from senior colleagues.
• Help track key risk indicators (KRIs) and supporting fraud control checks.
• Contribute to horizon scanning and emerging trend analysis to keep products competitive.
• Assist with reviews of risk model outputs to inform underwriting decisions.

Essential skills

• Prior exposure to underwriting.
• Clear written and verbal communication.
• Comfortable with working with data and spotting trends.
• Ability to identify issues, manage multiple tasks and prioritise effectively.
• Analytical capability and technical competence.

• Ability to build relationships with partners.

Desirable skills

• Technical underwriting knowledge within Home.

What We Will Offer You
Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from- so you can pick a package that's perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That's on top of enjoying all the benefits you'd expect from the world's number one insurance brand, including:

• Flexible buy/sell holiday options

• Hybrid working

• Annual performance related bonus

• Contributory pension scheme

• Development days

• A discount up to 50% on a range of insurance products including car, home and pet

• Retail discounts

• Volunteering days

Our Ways of Working
Do you need flexibility with the hours you work? Let us know as part of your application and if it's right for our customers, our business and for you, then we'll do everything we can to make it happen. Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive - Your work life balance is important to us.
Integrity, Fairness, Inclusion & Trust
At Allianz, we believe in fostering an inclusive workforce and are proud to be an equal opportunity employer. Our commitment to equal opportunities, gender equity, and balanced gender representation, is demonstrated by our numerous accreditations: EDGE certified for gender inclusion, Women in Finance Charter members, Disability Confident employer, Stonewall Diversity Champion, Business in the Community's Race at Work Charter signatories, and Armed Forces Covenant gold standard employer.
We embrace neurodiversity and welcome applications from neurodivergent and disabled candidates, offering tailored adjustments to ensure your success.
We encourage our employees to advocate for their needs, whether it's assistive technology, ergonomic equipment, mentoring, coaching, or flexible work arrangements.
Accessible Application for All
As part of the Disability Confident Scheme, we support candidates with disabilities or long-term health conditions through the Offer an Interview Scheme, for those meeting the essential skills for the role.
Contact our Resourcing team to opt into this scheme or for assistance with your application, including larger text, hard copies, or spoken applications.
For any inquiries or to submit your application, please contact: Matthew Mckevitt
Closing date - 20/01/2026
We reserve the right to close the advert early if we reach enough applications.
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Skills Required