Job Description

Job Type:
Permanent
Build a brilliant future with Hiscox

About Hiscox UK
Hiscox UK is a leading brand in the insurance market, recognized as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs.
The Team
A key part of our UK Retail Insurance business, our Schemes team specialises in creating and managing tailored insurance solutions, known as "Schemes," for specific groups of clients with niche insurance needs. They work closely with brokers to develop these bespoke packages and identify new business opportunities within those sectors. The team handles the entire process, from initial concept to implementation, offering support throughout.
The Role
As a Schemes Underwriter, you will be an integral part of our market-leading team, delivering bespoke solutions for niche customer groups managed by our broker partners.
You will work across the existing portfolio of schemes business ,collaborating with the wider Schemes Team, including underwriting, operations, sales, and senior leadership, where you will drive improvement and profitable growth of our Schemes portfolio. Your role will be crucial in realising our ambitions of growing the book in line with our strategic goals.
You will be responsible for underwriting and servicing our schemes partner brokers, as well as helping to shape and drive our wider underwriting strategy and growth.
What you'll be doing:Delivering exceptional service to our brokers, dealing with referrals and writing more complex business In conjunction with Sector lead and schemes underwriting team responsible and accountable for the profitable growth of schemes Challenge convention on a regular basis, able to suggest and execute effective growth and portfolio underwriting strategies to ensure sustained profitable growth Keep abreast of new risks and exposures within our chosen sectors to ensure Hiscox market leading position is maintained. Working with the Sector lead to help develop new products and propositions and maximise the opportunity within our current/future portfolios of business As a senior member of the team take an active role in mentoring and developing more junior members of the team. Working with the Sector lead around shaping and driving the underlying underwriting strategy and portfolio of business to deliver our ambitions Taking underwriting ownership, relationship management and accountability for some of our key strategic broker partners Operating within the Consumer sub-sector

Candidate Profile
Our must-haves:Ability to make a confident decision in difficult and complex situations Strong interpersonal skills and ability to work independently in a collaborative environment Previous Schemes underwriting experience specifically relating to property, contractors and consumer products is preferred. ACII qualification or progression towards is preferred but not essential Comfortable analysing, making and executing underwriting recommendations on portfolios of business or willing to learn these skills Interest in developing as a potential sector expert in a specialist area Able to demonstrate influencing and negotiation skills Open to new ideas, innovation and educated risk taking

Diversity and flexible working at Hiscox
At Hiscox we care about our people. We hire the best people for the job and we're committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn't always have to be 'nine to five' and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.
#LI-NV1 Work with amazing people and be part of a unique culture